BMO
Start with up to 5% cash back in the first 3 months.
🛒 Grocery CashbackNew cardmembers can earn up to 5% cash back in the first 3 months by completing the steps below.
How to earn it
Available to new BMO CashBack Mastercard cardholders who meet the offer requirements. Existing terms and exclusions apply as outlined by BMO.
No Annual Fee
Pay no annual fee while still earning accelerated cash back on everyday spending categories.
Cash Back Flexibility
Redeem cash back at any time starting from as little as $1 as a statement credit, deposit to an eligible BMO account, or contribution to InvestorLine.
Cash Back Never Expires
Cash back rewards do not expire as long as the account remains open and in good standing.
Instacart+ Membership
Receive three complimentary months of Instacart+ membership when enrolled with an eligible BMO credit card.
Monthly Instacart Credit
Receive a $5 monthly Instacart credit after enrolling an eligible BMO credit card.
Extended Warranty Insurance
Doubles the original manufacturer's warranty period on eligible purchases for up to one additional year.
Purchase Security Insurance
Eligible items purchased with the card are protected against theft or damage for 90 days from the purchase date.
Zero Liability Protection
Protection against unauthorized transactions resulting from fraudulent use of the card.
Mastercard Identity Check
Additional authentication security when shopping online at participating merchants.
BMO Alerts
Customizable alerts for transactions, large purchases, international usage, and account activity.
Credit Coach Access
Free access to BMO Credit Coach for credit score monitoring with no impact on your credit score.
Card Management Tools
Lock or unlock your card, report it lost or stolen, and manage account security through BMO digital banking.
Car Rental Discounts
Access discounts on eligible car rentals through Mastercard benefits.
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