Compare Canadian credit cards using your real monthly spending. ClearFin does the math across fees, reward rates, and issuer-published income requirements.
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Tell us how you spend and we'll rank eligible Canadian cards by estimated annual rewards after fees. Your assumptions stay visible.
A concise starting point across Canada's most common reward priorities. Tap any card to review its highlights, then use your profile for a personalized ranking.
Choose two cards and ClearFin will calculate the stronger fit for your spending. We include annual fees and show exactly where each card earns more.
Gross $822 − fee $120
Gross $768 − fee $150
Points and miles are shown as estimated cash value using publicly available reward rates. Estimates exclude welcome offers, fee waivers and reward caps. Actual rewards may vary · ClearFin is independent of card issuers · View our methodology
One private view of your cards, rewards, bills, and everyday opportunities—built to help you make a better decision before and after every purchase.
Join the waitlist. Early access drops in waves — Calgary first, then nationally. No spam. Just one email when it's your turn.
121 cards · 19 issuers · one independent view
Compare cards across the institutions Canadians already know—without opening nineteen different websites.
ClearFin compares independently—it is not a bank partnership. When you choose Apply, some application journeys continue through FinlyWealth or directly to the issuing institution.
