Compare Canadian credit cards using your real monthly spending. ClearFin does the math across fees, reward rates, income requirements, and credit eligibility.
Rates and offers can change
Tell us how you spend and we'll rank eligible Canadian cards by estimated annual rewards after fees. Your assumptions stay visible.
A concise starting point across Canada's most common reward priorities. Tap any card to review its highlights, then use your profile for a personalized ranking.
Choose two cards and ClearFin will calculate the stronger fit for your spending. We include annual fees and show exactly where each card earns more.

Gross $822 − fee $120

Gross $768 − fee $150
Points and miles are shown as estimated cash value using publicly available reward rates. Actual rewards may vary · ClearFin is independent of card issuers · View our methodology
One private view of your cards, rewards, bills, and everyday opportunities—built to help you make a better decision before and after every purchase.
Join the waitlist. Early access drops in waves — Calgary first, then nationally. No spam. Just one email when it's your turn.
121 cards · 19 issuers · one independent view
Compare cards across the institutions Canadians already know—without opening nineteen different websites.
ClearFin compares independently—it is not a bank partnership. When you choose Apply, some application journeys continue through FinlyWealth or directly to the issuing institution.