New cardmembers can earn up to 70,000 VIPorter Points + Round-Trip Companion Pass, worth roughly $2,400, by completing the steps below.
How to earn it
30,000 VIPorter pointsSpend $5,000 within the first 110 days after account opening.
40,000 VIPorter pointsSpend an additional $18,000 within the first 180 days after account opening.
Round-trip companion passMeet the qualifying spend requirements associated with the welcome offer.
First-year annual fee rebateAnnual fee waived for the first year.
Available to new cardholders who meet the offer requirements. Existing account holders and previous cardholders may not be eligible. Account must remain open and in good standing.
How you earn
3 VIPorter points per $1 spent on eligible Porter purchases
2 VIPorter points per $1 spent on gas and transportation purchases
2 VIPorter points per $1 spent on grocery purchases
2 VIPorter points per $1 spent on dining purchases
2 VIPorter points per $1 spent on hotel accommodation purchases
1 VIPorter point per $1 spent on all other eligible purchases
Built-in perks & coverage
Annual Round-Trip Companion Pass
Receive a round-trip companion pass each year, allowing a companion to travel on an eligible Porter itinerary at a reduced fare.
Complimentary Checked Bag
Receive one complimentary checked bag on eligible Porter flights for the primary cardholder and eligible travel companions on the same booking.
Complimentary Carry-On Bag
Receive one complimentary carry-on bag on all Porter fare types, helping reduce travel costs.
Free PorterClassic Seat Selection
Select eligible PorterClassic seats at no additional cost when travelling on qualifying Porter flights.
Access dedicated Porter check-in counters for a faster airport experience.
Early Boarding
Enjoy priority boarding on eligible Porter flights, allowing earlier access to overhead storage and seating.
Priority Re-Accommodation
Receive priority assistance and rebooking support during eligible Porter flight disruptions and delays.
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No VIPorter Points Expiry
VIPorter points do not expire while the account remains eligible and in good standing.
VIPorter Qualifying Spend Acceleration
Earn $1 of VIPorter Qualifying Spend for every $25 charged to the card, helping accelerate progress toward higher VIPorter status tiers.
Mastercard Travel Pass Membership
Receive complimentary membership in Mastercard Travel Pass provided by DragonPass, with access to participating airport lounges at a discounted per-visit rate.
Mastercard Travel Rewards
Access Mastercard Travel Rewards cash back offers at participating merchants outside Canada.
World Elite Mastercard Benefits
Access World Elite Mastercard travel, lifestyle, digital subscription, and partner benefits available through the Mastercard program.
Comprehensive Travel Insurance
Includes emergency medical insurance, trip cancellation, trip interruption, trip delay, flight delay, baggage, hotel burglary, common carrier accident, and rental vehicle coverage.
Purchase Protection
Eligible purchases are protected against accidental damage, loss, or theft for a specified period after purchase.
Extended Warranty
Extends the manufacturer's original warranty on eligible purchases, providing additional protection after the original warranty expires.
Car Rental Discounts
Receive discounts with Avis, Budget, National, Alamo, and Enterprise rental programs when booking with the card.
BMO PaySmart Installment Plans
Convert eligible purchases into fixed monthly installment payments for greater payment flexibility.
The verdict
What we like
First-year fee rebate
Generous welcome bonus
Solid everyday earning opportunities
Impressive Porter redemptions
Comprehensive coverage
Valuable travel perks
Worth noting
Higher annual fee
Companion pass spending requirement
Limited redemption opportunities
High income requirements
Porter-centric rewards ecosystem
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