Brim Financial

Brim World Elite Mastercard

Start with up to $1,000 in Value.

Annual fee
$89
Reward type
Brim Points
Point value
0.01¢

per point

Income required
$80,000

personal · or $150,000 household

Typical credit · 725+
Brim World Elite Mastercard💳 Brim Rewards

Welcome bonus

New cardmembers can earn up to $1,000 in Value by completing the steps below.

How to earn it

  • Up to 100,000 Brim Rewards pointsMeet the eligible spending requirements during the welcome offer period.

Available to new Brim World Elite Mastercard cardholders who meet the promotional requirements. Account must remain open and in good standing. Terms and conditions apply.

How you earn

  • 1 Brim Reward point per $1 spent on all eligible purchases
  • Accelerated earning opportunities through Brim Open Rewards partner offers
  • Bonus point multipliers available through the Brim Marketplace at participating merchants
  • Milestone and loyalty-based reward accelerators at participating retailers
  • Unlimited point earning with no published annual earning caps

Built-in perks & coverage

Brim Open Rewards

Earn unlimited rewards and redeem points against any eligible purchase, travel expense, online transaction, or statement balance at a fixed value of 1 cent per point.

Flexible Cashback Redemptions

Redeem points as cashback toward your statement balance at any time, with redemptions starting at just 100 points.

Brim Marketplace Offers

Access exclusive merchant offers, accelerated earn opportunities, redemption multipliers, and bonus point promotions through the Brim Marketplace.

Mastercard Travel Pass

Receive Mastercard Travel Pass membership through DragonPass, providing access to participating airport lounges worldwide at a preferred cardholder rate.

Out-of-Province Emergency Medical Insurance

Coverage of up to $5 million per insured person for eligible emergency medical expenses while travelling outside your home province.

Trip Cancellation Insurance

Coverage for eligible prepaid travel expenses that become non-refundable due to covered events before departure.

Trip Interruption Insurance

Coverage for eligible unused prepaid travel arrangements and additional transportation costs when a covered event interrupts a trip.

Flight Delay Insurance

Reimbursement for eligible meals, accommodations, and other expenses when a covered flight delay exceeds the required waiting period.

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Baggage Delay Insurance

Coverage for necessary clothing and personal items when checked baggage is delayed by an airline.

Lost or Stolen Baggage Insurance

Coverage for eligible lost, stolen, or damaged baggage and personal effects while travelling.

Hotel Burglary Insurance

Protection against theft or damage to personal belongings when a hotel room is burglarized during an eligible trip.

Car Rental Collision and Loss Damage Insurance

Coverage against theft, loss, or damage to eligible rental vehicles when the full rental cost is charged to the card.

Travel Assistance Services

Access emergency travel support services, including assistance with lost documents, emergency cash arrangements, legal referrals, and travel information.

Mobile Device Insurance

Coverage for eligible smartphones and tablets against accidental damage, theft, or loss, up to $1,500.

Purchase Security

Eligible purchases are protected against accidental loss, theft, or damage for up to 90 days from the purchase date.

Extended Warranty

Automatically doubles the manufacturer's original warranty on eligible purchases for up to one additional year.

Common Carrier Accident Insurance

Coverage for accidental death or dismemberment while travelling on eligible common carriers when fares are charged to the card.

Installment Pay

Convert eligible purchases over $500 into fixed monthly installment payments directly through the Brim app or online portal.

Family Card Controls

Add family members, set spending limits, monitor transactions, and receive real-time purchase notifications.

Real-Time Purchase Notifications

Receive instant notifications whenever your card is used, helping monitor spending and identify unauthorized transactions.

Budgeting and Spending Tools

Track spending habits, create budgets, monitor categories, and receive alerts when approaching spending limits.

Card Lock and Security Controls

Instantly lock or unlock your card and block online or foreign transactions directly from the Brim mobile app.

Digital Card Access

Receive virtual card details immediately after approval and begin online purchases before your physical card arrives.

Mobile Wallet Compatibility

Compatible with Apple Pay, Google Pay, Samsung Pay, Garmin Pay, and Fitbit Pay for contactless payments.

Zero Liability Protection

Protection against unauthorized transactions made with your card if it is lost, stolen, or used fraudulently.

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