CIBC

CIBC Aventura Gold Visa

Start with up to 60,000 Aventura Points, worth about $1,200.

Annual fee
$139
Reward type
Aventura Points
Point value

per point

Income required
$15,000

household

Typical credit · 680+
CIBC Aventura Gold Visa✈️ Aventura Points

Welcome bonus

New cardmembers can earn up to 60,000 Aventura Points, worth roughly $1,200, by completing the steps below.

How to earn it

  • 15,000 Aventura PointsMake your first purchase with the card.
  • 30,000 Aventura PointsSpend $3,000 or more in net purchases during the first 4 monthly statement periods.
  • 15,000 Aventura PointsHave at least $5,000 in net purchases posted to the account during the first 4 monthly statement periods.

Offer available to new CIBC Aventura Gold Visa cardholders approved through the digital application offer. Account must be open and in good standing when bonus points are awarded. Additional terms and conditions apply.

How you earn

  • 2 Aventura Points per $1 spent on eligible travel purchased through the CIBC Rewards Centre (CIBC by Expedia)
  • 1.5 Aventura Points per $1 spent at eligible gas stations
  • 1.5 Aventura Points per $1 spent at eligible electric vehicle charging stations
  • 1.5 Aventura Points per $1 spent at eligible grocery stores
  • 1.5 Aventura Points per $1 spent at eligible drug stores
  • 1 Aventura Point per $1 spent on all other purchases

Built-in perks & coverage

Visa Airport Companion Program

Receive 4 complimentary airport lounge visits annually at more than 1,200 lounges worldwide through the Visa Airport Companion Program.

NEXUS Fee Rebate

Receive a rebate for one NEXUS application fee every 4 years.

Flexible Travel Redemptions

Redeem Aventura Points for flights, hotels, vacation packages, car rentals, cruises, and other travel purchases through the CIBC Rewards Centre.

Aventura Flight Rewards Chart

Access fixed-point flight redemptions that can provide exceptional value on eligible flights within Canada, the U.S., Europe, and other international destinations.

Points Never Expire

Aventura Points do not expire as long as the account remains open and in good standing.

Payment with Points

Redeem Aventura Points to pay down eligible credit card purchases or your card balance.

Mobile Device Insurance

Coverage for eligible mobile devices against accidental damage, theft, loss, or mechanical breakdown.

Out-of-Province Emergency Travel Medical Insurance

Coverage for eligible emergency medical expenses incurred while travelling outside your province or territory of residence.

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Flight Delay and Baggage Insurance

Coverage for eligible expenses resulting from flight delays, baggage delays, loss, or damage.

Car Rental Collision and Loss Damage Insurance

Coverage for eligible rental vehicles when the full rental cost is charged to the card.

Hotel Burglary Insurance

Coverage for loss of personal property resulting from burglary while staying at eligible hotel accommodations.

Purchase Security Insurance

Protection against theft, loss, or damage on eligible purchases for up to 90 days from the purchase date.

Extended Protection Insurance

Extends the original manufacturer's warranty on eligible purchases by up to one additional year.

Common Carrier Accident Insurance

Provides accidental death and dismemberment coverage while travelling on eligible common carriers.

CIBC by Expedia

Access a dedicated travel booking platform for flights, hotels, vacation packages, activities, and car rentals.

Skip+ Membership

Complimentary Skip+ membership with eligible card linkage, including delivery fee savings and monthly voucher benefits.

Disney+ Statement Credit Offer

Eligible cardholders may receive promotional statement credits on qualifying Disney+ subscriptions.

Journie Rewards Fuel Savings

Save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar, and Chevron stations when linked with Journie Rewards.

Global Money Transfer

Send money to more than 120 countries with no transfer fee through CIBC Global Money Transfer.

CIBC Pace It

Convert eligible purchases into fixed monthly installment plans with predictable payments.

The verdict

What we like

  • Strong welcome bonus
  • First-year annual fee rebate
  • Airport lounge access included
  • NEXUS fee rebate
  • Flexible travel redemption options
  • Points never expire
  • Comprehensive travel insurance coverage
  • Low household income requirement

Worth noting

  • Annual fee after first year
  • Foreign transaction fee
  • Lower rewards on non-category spending
  • Travel redemptions can be complex
  • Limited premium travel benefits
  • Requires booking through CIBC Rewards Centre for maximum travel earn rate
  • No free checked bag benefit

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