CIBC Classic Visa Review (2026) - Rewards, Fees & Perks

Built-in perks & coverage

Purchase Security Insurance

Eligible purchases are protected against loss, theft or accidental damage for up to 90 days from the purchase date.

Extended Protection Insurance

Extends the original manufacturer's warranty on eligible purchases.

Journie Rewards Fuel Savings

Save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron stations when linked with Journie Rewards.

Free Skip+ Membership

Receive a complimentary Skip+ membership with benefits including $0 delivery fees, discounted service fees and monthly vouchers.

Disney+ Statement Credits

Receive eligible statement credits on Disney+ Standard with Ads subscriptions during promotional periods.

Global Money Transfer

Send money to over 120 countries with no transfer fee through CIBC Global Money Transfer.

CIBC by Expedia Access

Access CIBC by Expedia to book flights, hotels, car rentals, vacation packages and activities.

Fraud Alerts and Protection

Receive fraud monitoring and alerts by text, email or phone for potentially unauthorized transactions.

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Digital Dispute Resolution

Report and dispute unrecognized transactions through CIBC Online Banking or the Mobile Banking App.

Card Management Tools

Activate, lock, replace or report a lost or stolen card through CIBC Online Banking and the Mobile Banking App.

Spend Alerts

Set customized spending and credit limit alerts through CIBC Online Banking and the Mobile Banking App.

CIBC Pace It Installment Plans

Convert eligible purchases into fixed monthly installment payments through CIBC Pace It.

What we like

Worth noting