Amex Cobalt

The Hotel Collection

Receive special travel benefits when booking eligible stays of two or more consecutive nights through The Hotel Collection from American Express Travel at participating properties.

Mobile Device Insurance

Eligible mobile devices purchased with the card or financed through an eligible wireless plan can receive coverage against accidental damage, theft, or mechanical breakdown, subject to policy terms and limits.

Travel Coverage

The card includes travel insurance benefits that can provide protection during eligible trips. Coverage details, eligibility requirements, exclusions, and limits are outlined in the card's insurance certificate.

Shopping Coverage

Eligible purchases made with the card are protected through shopping coverage benefits, helping protect qualifying purchases against covered losses after purchase, subject to policy terms.

Amex Experiences

Access American Express Experiences, including Front Of The Line® presale and reserved tickets for concerts, theatre productions, sporting events, and other entertainment experiences.

Instacart Statement Credits

Cardmembers can earn up to $60 in Instacart statement credits within a 12-month period through December 31, 2027, when eligible offer requirements are met.

Flexible Membership Rewards Redemptions

Membership Rewards points can be redeemed toward eligible purchases using Use Points for Purchases. The page states that 1,000 points can be redeemed for $10 toward eligible purchases.

Plan It Installment Program

Split eligible purchases into fixed monthly installments through Plan It®. No additional credit checks or applications are required, and purchases continue earning rewards while on a plan.