Desjardins Flexi Visa

Low interest rate on purchases

Competitive low purchase interest rate of 10.9% compared to standard credit cards, designed to reduce borrowing costs for carried balances.

Lower cash advance interest rate

Cash advances charged at 12.9%, lower than typical market rates, reducing cost of short-term liquidity usage.

3-day travel insurance coverage

Emergency travel insurance for trips up to 3 days including emergency medical coverage up to $5 million per insured person.

Trip cancellation and interruption coverage

Limited coverage for eligible trip cancellation or interruption expenses when travel is purchased with the card.

Baggage protection

Coverage for lost, delayed, or stolen baggage up to specified limits when travel conditions are met.

Purchase protection

90-day protection against damage or theft for eligible items purchased with the card.

Extended warranty

Extends manufacturer warranty by up to 1 additional year for eligible purchases.

Fraud protection and security alerts

Zero liability protection for unauthorized transactions along with fraud monitoring and security alerts.