New cardmembers can earn up to 60,000 BONUSDOLLARS welcome offer (varies by promotion) by completing the steps below.
How to earn it
Initial BONUSDOLLARS bonus after first spend thresholdMeet minimum spend within first 3 months of account opening
Additional BONUSDOLLARS bonus after extended spend periodReach cumulative spend threshold within first 12 months
New World Elite cardholders who meet minimum spend requirements within defined promotional periods. Eligibility may vary by channel and applicant profile.
How you earn
Up to 3% BONUSDOLLARS on groceries
Up to 3% BONUSDOLLARS on restaurants
2% BONUSDOLLARS on entertainment
2% BONUSDOLLARS on alternative transportation (taxis, transit, rideshare)
Up to 2% BONUSDOLLARS on travel purchases
1% BONUSDOLLARS on all other purchases
BONUSDOLLARS redeemable at 1:1 value against eligible purchases and services
Built-in perks & coverage
Premium travel insurance coverage (up to 60 days)
Comprehensive emergency medical insurance up to $5M per person for trips up to 60 consecutive days depending on age and conditions.
Trip cancellation and interruption insurance
Coverage for prepaid travel expenses if a trip is cancelled before departure or interrupted mid-trip when eligible conditions are met.
Baggage loss, damage, and delay protection
Insurance coverage for lost, stolen, or delayed baggage including compensation for essential items during delay periods.
Airport lounge access allocation
Includes 8 complimentary visits per year to Desjardins Odyssey Lounges at Montréal-Trudeau Airport.
Global lounge network access
Access to over 1,300 airport lounges worldwide via Mastercard travel networks (usage-based access model).
Car rental privileges and protections
Discounted rental rates with major providers plus collision and loss damage insurance when booking with the card.
Mobile device insurance (enhanced tier)
Coverage up to approximately $1,500 for loss, theft, or damage of eligible mobile devices purchased or financed with the card.
Purchase protection and extended warranty
Coverage for accidental damage or theft of eligible purchases plus extended manufacturer warranty protection.
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Fraud protection and identity safeguards
Zero liability protection, fraud monitoring, and identity protection services for unauthorized transactions.
The verdict
What we like
High rewards rate up to 3% in core spending categories
Strong premium travel positioning within Desjardins lineup
High redemption value with simple 1:1 BONUSDOLLARS structure
Worth noting
High annual fee reduces value for low-spend users
Category caps limit upside for heavy spenders
Foreign transaction fee makes it weak for global spending
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money.
