Independent ClearFin review · RBC
Full earn rates, fees and benefits for the RBC Avion Visa Infinite.
Check the issuer for a replacement offer
Certificate terms apply
🔄 Most FlexibleA flexible travel card for people who value broad airline choice and insurance more than high category multipliers. Its strongest published earn rate in our data is 1.3% on travel. The $120 annual fee should be weighed against the rewards and benefits you expect to use.
Checked 2026-08-06 · Official product pageClearFin has hidden the expired terms. Check the issuer page for any replacement offer.
Confirm final approval criteria and current rates directly with the issuer.
The RBC Avion Visa Infinite is a premium travel rewards card with a $120 annual fee and minimum income requirements of $60,000 personal income or $100,000 household income, generally intended for applicants with established credit histories and strong credit profiles.
ClearFin estimate on Canada's 300–900 scale. This is not an issuer cutoff or approval guarantee; lenders may use different bureau scores and underwriting criteria. RBC does not publish a minimum credit score requirement. Approval is based on multiple factors including income, credit history, debt obligations, payment history, existing credit relationships, and overall creditworthiness. Meeting the income requirement alone does not guarantee approval.
Reward limits: RBC does not publish annual, monthly, or category spending caps on the base earn structure for the RBC Avion Visa Infinite. Cardholders earn 1.25 Avion points per $1 spent on eligible travel purchases and 1 Avion point per $1 spent on all other eligible purchases. There are no disclosed limits on the number of Avion points that can be earned through regular spending.
Redemption values and availability may vary by option and can change.
Flights on eligible airlines through the Avion air-travel schedule
Hotels, car rentals, merchandise, and gift cards
Transfers to participating airline programs
Statement credits, bills, investments, and charitable donations
Consider these extras by the value they add to purchases and experiences you already use.
Flexible flight redemptions
Book eligible flights across more than 500 airlines without blackout dates or seat restrictions.
Travel insurance
Includes several coverages such as emergency medical, travel accident, and trip cancellation, subject to certificates.
Mobile device insurance
Coverage is included subject to eligibility, limits, and exclusions.
Purchase security and extended warranty
Protection for eligible purchases under the applicable insurance policy.
Airline transfer partners
Eligible Avion points can transfer to participating airline loyalty programs.
1 coverage listed. Key terms are summarized below; full certificate terms apply.
This coverage is listed in ClearFin's card catalogue. Confirm eligibility, limits, exclusions, and payment requirements in the issuer's current insurance certificate.
Coverage is subject to eligibility, exclusions, limits, payment requirements, and claim rules in the insurance certificate.
What we like
Worth noting
A practical reading of where the card earns, what the fee buys, and which limits matter.
A flexible travel card for people who value broad airline choice and insurance more than high category multipliers.
Travel receive the strongest estimated return at 1.3%. Purchases outside the accelerated categories earn an estimated 1.0%.
Using the strongest estimated category return alone, roughly $9,600 in annual spending at that rate would equal the $120 fee before considering the value of insurance, partner benefits, or a welcome offer.
This card is most relevant for someone who spends consistently on travel and dining and can use enough of the included value to justify the yearly cost.
Compare the purchase interest rate, foreign-transaction fee, approval requirements, reward limits, and insurance certificates. Pay particular attention to merchant-category rules because a store may not receive the reward rate its products appear to suggest.
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money. Card facts were checked against the issuer's official source. Card terms were checked against the issuer's official product page.
