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Scotiabank

Scotiabank Scene+ Student Visa

Start with up to 10,000 Scene+ points, worth about $100.

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Annual fee
$0
Reward type
Scene Points
Point value
1¢

per point

Income required
$12,000

personal

Typical credit · 550+
Scotiabank Scene+ Student Visa🎓 Student Scene+

Welcome bonus

New cardmembers can earn up to 10,000 Scene+ points, worth roughly $100, by completing the steps below.

How to earn it

  • 2,500 Scene+ pointsSpend $250 in eligible purchases within first 3 months
  • 7,500 Scene+ pointsSpend $1,000 in eligible purchases within first 3 months

Individuals who currently hold or previously held a Scotiabank personal credit card in the past 2 years and Scotiabank employees are not eligible

Offer ends 2026-07-01.

How you earn

  • Earn 2 Scene+ points per $1 at participating grocery partners including Sobeys, Safeway, Foodland, FreshCo, IGA and Co-ops
  • Earn 2 Scene+ points per $1 at Home Hardware, Home Building Centre and Home Furniture locations in Canada and online at homehardware.ca
  • Earn 2 Scene+ points per $1 at Cineplex theatres, Cineplex App and cineplex.com
  • Earn 1 Scene+ point per $1 on all other eligible purchases
  • Earn 1 Scene+ point per $1 on eligible travel purchases
  • Earn an additional 3 Scene+ points per $1 on hotels and car rentals booked through Scene+ Travel powered by Expedia
  • Points can be redeemed through Scene+ for travel, groceries, entertainment, gift cards and statement credits

Built-in perks & coverage

No annual fee

Card carries a $0 annual fee, making it cost-efficient for students and early credit users.

Grocery and everyday earn boost

Earn elevated Scene+ points at participating grocery stores, helping maximize value on essential spending.

Entertainment rewards

Earn accelerated Scene+ points on Cineplex purchases, including tickets and concessions.

Home improvement rewards

Earn higher Scene+ points at Home Hardware and affiliated locations across Canada.

Flexible travel redemption

Redeem Scene+ points for travel bookings, including flights, hotels, and car rentals through Scene+ Travel powered by Expedia.

Car rental savings

Access discounted base rates at participating Avis and Budget locations in Canada and the US when paying with the card.

Fuel savings at Shell

Linked Shell program offers per-litre fuel savings when the card is connected to eligible Shell rewards accounts.

Simple rewards system

Straightforward Scene+ earning and redemption structure designed for everyday use without complex category management.

The verdict

What we like

  • No annual fee, making it cost-efficient for students
  • Strong everyday earn rate in groceries, entertainment, and retail categories
  • Flexible Scene+ redemption ecosystem with multiple real-world use cases

Worth noting

  • Moderate base earn rate outside partner categories (1 point per $1)
  • FX conversion fee applies on foreign currency purchases
  • Limited premium travel insurance compared to higher-tier cards

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