Tangerine

Tangerine Money-Back Credit Card

Start with 10% cash back introductory offer, worth about $100.

Annual fee
$0
Reward type
Cash Back
Income required
$12,000

personal

Tangerine Money-Back Credit Card💸 Choose Your 2%

Welcome bonus

New cardmembers can earn 10% cash back introductory offer, worth roughly $100, by completing the steps below.

How to earn it

  • 10% cash back on eligible purchasesUp to $1,000 in net purchases within first 2 months of account opening
  • Maximum promotional value of $100 cash backEarned once spending threshold is met within promotional period

New Tangerine Money-Back Credit Card cardholders only, subject to credit approval and account activation.

How you earn

  • 2% cash back in up to 3 categories of your choice (selected from eligible spending categories)
  • 0.5% cash back on all other eligible purchases
  • Categories can include grocery, restaurants, gas, entertainment, furniture, hotels/motels, drug stores, recurring bill payments, home improvement, public transportation, parking, e-games, fitness, and foreign currency spend
  • Cash back is paid monthly and can be applied to credit card balance or deposited into Tangerine Savings Account
  • 10% limited-time promotional cash back (up to $100) for new cardholders in first 2 months

Built-in perks & coverage

No annual fee

The card has a $0 annual fee for primary and additional cardholders.

Customizable cash back categories

Users can choose 2% cash back categories and change them every 90 days based on spending habits.

Flexible redemption options

Cash back can be applied to the credit card balance or deposited into a Tangerine Savings Account monthly.

Introductory cash back bonus

Limited-time 10% cash back offer for new cardholders (up to $100 in value).

Mobile wallet support

Compatible with Apple Pay, Google Pay, and Samsung Pay for secure digital payments.

Fuel savings integration

Linked Shell Go+ partnership allows additional fuel savings when using the card at participating Shell stations.

The verdict

What we like

  • 2% cash back on purchases in up to 3 categories of your choice
  • 0.5% cash back on all other eligible purchases
  • Categories include grocery, restaurants, gas, entertainment, furniture, hotels, drug stores, recurring bill payments, home improvement, public transit, parking, e-games, fitness, and foreign currency spend
  • Cash back is earned monthly and automatically applied or deposited to a Tangerine Savings Account
  • 10% introductory cash back offer for new cardholders (up to $100 total)

Worth noting

  • 2% cash back limited to selected categories only (not all spending)
  • Base earn rate of 0.5% on non-selected categories is low compared to competitors
  • Promotional 10% cash back is temporary and capped at $100 maximum

Issuer terms apply. ClearFin is not affiliated with this provider. How we make money.