TD Bank

TD Aeroplan Visa Platinum

Start with up to 20,000 Aeroplan points + first-year annual fee rebate, worth about $500.

Annual fee
$89
Reward type
Aeroplan
Point value

per point

Typical credit · 620+
TD Aeroplan Visa Platinum✈️ Aeroplan Starter

Welcome bonus

New cardmembers can earn up to 20,000 Aeroplan points + first-year annual fee rebate, worth roughly $500, by completing the steps below.

How to earn it

  • 10,000 Aeroplan pointsMake your first purchase with the new card
  • 10,000 Aeroplan pointsSpend $1,500 within first 90 days of account opening
  • Annual fee rebate (first year)Activate card and make first purchase within first 3 months of account opening

New TD Aeroplan Visa Platinum cardholders who apply, are approved, and meet spending conditions.

How you earn

  • Earn 1 Aeroplan point per $1 spent on eligible gas, electric vehicle charging, grocery, and Air Canada purchases (including Air Canada Vacations)
  • Earn 1 Aeroplan point per $1.50 spent on all other eligible purchases
  • Earn points twice when you pay with your card and provide your Aeroplan number at Aeroplan partner brands and Aeroplan eStore retailers
  • No blackout periods when redeeming Aeroplan points for Air Canada flights (all seats available with points if cash seats are available)
  • Points can be redeemed for flights, hotels, car rentals, merchandise, gift cards, and experiences through Aeroplan
  • Points do not expire as long as you remain a cardholder in good standing

Built-in perks & coverage

Travel insurance coverage

Includes delayed and lost baggage insurance, flight/trip delay insurance, and common carrier travel accident insurance when eligible travel is charged to the card.

Purchase security and extended warranty

Covers eligible purchases against theft or damage for 90 days and extends manufacturer warranties by up to 12 months.

No expiry on Aeroplan points

Aeroplan points do not expire as long as the primary cardholder account remains in good standing.

Preferred Aeroplan redemption access

Cardholders may access preferred pricing and improved redemption options on Air Canada flight rewards through the Aeroplan program.

No blackout dates on Air Canada flights

Any Air Canada seat available for purchase with cash can be booked using Aeroplan points.

Car rental discounts

Save a minimum of 10% on Avis and Budget base rental rates in Canada and the U.S., and a minimum of 5% internationally.

Flexible redemption options

Aeroplan points can be redeemed for flights, hotels, car rentals, merchandise, gift cards, and experiences.

The verdict

What we like

  • Earn Aeroplan points on everyday spending with 1 point per $1 on gas, EV charging, groceries, and Air Canada purchases
  • Low annual fee ($89) with first-year fee rebate offer available
  • Strong travel protection suite including baggage delay, trip delay, rental car coverage, and purchase protection

Worth noting

  • Lower earn rate on general purchases (1 point per $1.50) compared to higher-tier Aeroplan cards
  • No premium travel perks such as lounge access or elite status acceleration
  • Foreign transaction fee of 2.5% applies to non-CAD purchases, reducing value for international spending

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