Independent ClearFin review · TD Bank
Full earn rates, fees and benefits for the TD Green Visa.
Offers can change without notice
Confirm with the issuer
🌱 Starter CardIts strongest published earn rate in our data is 0.50% on dining. With no annual fee, it can be easier to keep long term without needing rewards to offset a yearly cost.
Checked 2026-08-09 · Official issuer catalogueIssuer promotions change frequently. Check the card's official page before applying.
Confirm final approval criteria and current rates directly with the issuer.
Most standard rewards cards are best approached with established good credit.
ClearFin estimate on Canada's 300–900 scale. This is not an issuer cutoff or approval guarantee; lenders may use different bureau scores and underwriting criteria. Estimate only. The issuer may use a different score, credit bureau, income test, debt level, or underwriting model.
Redemption values and availability may vary by option and can change.
This card is not currently listed with a points or cash-back redemption program; its value is primarily tied to credit access or borrowing cost.
Consider these extras by the value they add to purchases and experiences you already use.
Basic Visa benefits
Listed in ClearFin's current card catalogue. Eligibility and issuer terms apply.
Fraud protection
Listed in ClearFin's current card catalogue. Eligibility and issuer terms apply.
Online banking
Listed in ClearFin's current card catalogue. Eligibility and issuer terms apply.
Good for credit building
Listed in ClearFin's current card catalogue. Eligibility and issuer terms apply.
No included coverage is verified in ClearFin's current catalogue.
This does not prove that coverage is unavailable. Confirm the issuer's current certificate and benefit guide before relying on protection.
Check the official card page ↗What we like
Worth noting
A practical reading of where the card earns, what the fee buys, and which limits matter.
TD's most basic no-fee card. Simple, no rewards.
Dining, Groceries, Gas, Travel, Everything else receive the strongest estimated return at 0.50%. Purchases outside the accelerated categories earn an estimated 0.50%.
There is no annual fee to recover, which can make the card easier to keep for credit-history length or occasional use. Interest and other transaction fees can still apply.
This card is most relevant for someone who spends consistently on dining and groceries and prefers to avoid a yearly fee.
Compare the purchase interest rate, foreign-transaction fee, approval requirements, reward limits, and insurance certificates. Pay particular attention to merchant-category rules because a store may not receive the reward rate its products appear to suggest.
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money. Card facts were checked against the issuer's official source. The issuer's current catalogue was checked. Any field not explicitly listed remains marked as unverified rather than estimated.
