New cardmembers can earn up to 170,000 Membership Rewards points, worth roughly $1,700, by completing the steps below.
How to earn it
90,000 Membership Rewards pointsSpend $10,000 on your Card in the first 3 months as a new Platinum Cardmember
40,000 Membership Rewards pointsSpend a total of $45,000 on your Card in the first 12 months of Cardmembership
40,000 Membership Rewards pointsMake a purchase between months 15 and 17 of Cardmembership
Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
Offer ends 2026-07-28.
How you earn
2X points on dining and food delivery purchases in Canada
2X points on travel (eligible flights, hotels, tours, and more)
1X points on everything else
1 additional point per dollar spent on eligible hotel or car rental bookings via Amex Travel Online
Built-in perks & coverage
Annual Travel Credit
Receive a $200 Annual Travel Credit each calendar year to use toward any single eligible flight, hotel, tour, or car rental booking made through American Express Travel services.
Annual Dining Credit
Enjoy a $200 Annual Dining Credit to use at a curated list of Canada's top-rated restaurants, allowing you to sample premium tasting menus and gourmet culinary experiences.
Instacart Statement Credits
Earn up to $240 in statement credits within a 12-month period (distributed as up to $20 monthly) on eligible grocery and delivery purchases made with Instacart until December 31, 2027.
The Platinum Lounge Collection
Gain complimentary, unlimited access to over 1,400 airport lounges worldwide, including American Express Centurion Lounges, Plaza Premium Lounges, and a Priority Pass Select membership.
Fine Hotels + Resorts Program
Receive elite-tier benefits valued at an average of $600 per stay at over 1,300 luxury properties, including daily breakfast for two, guaranteed 4 PM late checkout, room upgrades when available, and a unique $100 property amenity.
Complimentary Hotel Elite Status
Enroll in higher-tier loyalty statuses without meeting standard stay requirements, including Marriott Bonvoy Gold Elite status and Hilton Honors Gold status.
Comprehensive Travel Insurance
Includes premium coverage such as Emergency Medical Insurance (up to $5,000,000), Trip Cancellation and Interruption Insurance, Flight Delay Insurance, and Baggage Delay or Loss Insurance.
Car Rental Theft and Damage Insurance
Provides deluxe coverage for rental vehicles with an MSRP of up to $85,000 when you decline the rental agency's collision damage waiver and charge the full rental cost to your Card.
Show all 10 benefitsShow fewer
Amex Experiences™ & Front Of The Line®
Access special entertainment perks, advance ticket presales, and reserved seating for major concerts, theater productions, and exclusive cultural events.
Apply with Confidence
Get an instant application decision with absolutely no impact to your credit score during the initial check.
The verdict
What we like
Most premium perks
Dining and travel credits
Unlimited airport lounge access
Multiple redemption options
Comprehensive coverage
Luxurious metal card
Instant decision with no credit score impact
Worth noting
High annual fee
Limited acceptance
Benefit limitations
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money.
