CIBC

CIBC Aeroplan Visa Infinite Privilege

Start with up to 100,000 Aeroplan Points, worth about $2,000.

Annual fee
$599
Reward type
Aeroplan
Point value

per point

Income required
$150,000

personal · or $200,000 household

Typical credit · 760+
CIBC Aeroplan Visa Infinite Privilege✈️ Aeroplan Elite

Welcome bonus

New cardmembers can earn up to 100,000 Aeroplan Points, worth roughly $2,000, by completing the steps below.

How to earn it

  • 10,000 Aeroplan pointsSpend $1,000 or more during the first 2 monthly statement periods.
  • 40,000 Aeroplan pointsSpend $5,000 or more during the first 4 monthly statement periods.
  • 50,000 Aeroplan pointsAccumulate at least $25,000 in eligible net purchases during the first 12 monthly statement periods and keep the account open and in good standing until the one-year anniversary.

Offer available to new CIBC Aeroplan Visa Infinite Privilege cardholders approved beginning April 7, 2026. You may not be eligible if you have previously received a welcome, additional, or anniversary bonus on an Aeroplan credit card of the same category from CIBC or another issuer. Account must be open and in good standing when points are awarded.

How you earn

  • 2 Aeroplan points per $1 spent directly with Air Canada, including Air Canada Vacations
  • 1.5 Aeroplan points per $1 spent on eligible gas purchases
  • 1.5 Aeroplan points per $1 spent on eligible electric vehicle charging purchases
  • 1.5 Aeroplan points per $1 spent on eligible grocery purchases
  • 1.5 Aeroplan points per $1 spent on eligible travel purchases
  • 1.5 Aeroplan points per $1 spent on eligible dining purchases
  • 1.25 Aeroplan points per $1 spent on all other purchases
  • Earn Aeroplan points twice at over 150 Aeroplan partner brands
  • Earn Aeroplan points twice at more than 170 retailers through the Aeroplan eStore
  • Earn 1,000 Status Qualifying Credits (SQC) for every $5,000 in eligible net purchases, up to 25,000 SQC annually

Built-in perks & coverage

Unlimited Maple Leaf Lounge Access

Unlimited access to Air Canada Maple Leaf Lounges and Air Canada Cafés in North America for the primary cardholder, with guest privileges.

Visa Airport Companion Program

Receive 6 complimentary lounge visits annually at more than 1,200 airport lounges worldwide through the Visa Airport Companion Program.

Free First Checked Bag

Primary cardholder, authorized users, and up to 8 travel companions receive a free first checked bag on eligible Air Canada flights.

Priority Airport Services

Enjoy Priority Check-in, Priority Boarding, and Priority Baggage Handling when flying with Air Canada.

Annual Worldwide Companion Pass

Earn an Annual Worldwide Companion Pass after spending $25,000 annually, allowing a companion to travel on a fixed base fare plus taxes and fees.

NEXUS Fee Rebate

Receive a statement credit for one NEXUS application fee every 4 years.

Preferred Aeroplan Pricing

Access preferred flight reward pricing and often redeem fewer Aeroplan points on eligible Air Canada flights.

Aeroplan Hotel Benefit

Get a fourth hotel night free when redeeming Aeroplan points for stays of four consecutive nights or longer.

Show all 25 benefitsShow fewer

Status Qualifying Credit Boost

Earn 1,000 Aeroplan Status Qualifying Credits for every $5,000 in eligible purchases, up to 25,000 SQC annually.

Extended eUpgrade Validity

Aeroplan Elite members receive an additional 12 months to use newly issued eUpgrade credits, for a total validity period of 24 months.

Avis President's Club Status

Complimentary Avis President's Club membership with vehicle upgrades, expedited service, priority support, and additional rental benefits.

Visa Infinite Privilege Concierge

Access 24/7 Visa Infinite Privilege concierge services for travel, dining, entertainment, and lifestyle assistance.

Out-of-Province Emergency Medical Insurance

Coverage for eligible emergency medical expenses incurred while travelling outside your province or territory of residence.

Trip Cancellation and Trip Interruption Insurance

Coverage for eligible prepaid travel expenses when trips are cancelled, delayed, or interrupted for covered reasons.

Flight Delay and Baggage Insurance

Coverage for eligible expenses resulting from flight delays, baggage delays, loss, or damage.

Mobile Device Insurance

Coverage against theft, accidental damage, loss, or mechanical breakdown of eligible mobile devices.

Car Rental Collision and Loss Damage Insurance

Coverage for eligible rental vehicles when the full rental cost is charged to the card.

Hotel Burglary Insurance

Coverage for loss of personal property resulting from burglary while staying at eligible hotel accommodations.

Purchase Security and Extended Warranty

Protection against theft, loss, or damage on eligible purchases and an extension of the manufacturer's warranty.

Common Carrier Accident Insurance

Accidental death and dismemberment coverage while travelling on eligible common carriers.

Aeroplan Family Sharing

Combine Aeroplan points with eligible household members to redeem rewards faster.

Points Never Expire

Aeroplan points remain active as long as the primary cardholder continues to hold an eligible Aeroplan credit card.

Skip+ Membership

Complimentary Skip+ membership with eligible linked card, including delivery fee savings and monthly vouchers.

Disney+ Statement Credit Offer

Eligible cardholders may receive promotional statement credits on qualifying Disney+ subscriptions.

CIBC Pace It

Convert eligible purchases into fixed monthly installment plans with predictable payments.

The verdict

What we like

  • Exceptional Aeroplan earning rates
  • Unlimited Maple Leaf Lounge access
  • Free first checked bag for up to 9 travellers
  • Priority Air Canada airport services
  • Annual Worldwide Companion Pass opportunity
  • Comprehensive travel insurance coverage
  • NEXUS fee rebate
  • Strong airport lounge benefits

Worth noting

  • High annual fee
  • Very high income requirement
  • Foreign transaction fee
  • Companion pass requires significant spending
  • Premium benefits primarily favour Air Canada travellers
  • High authorized user fee
  • Aeroplan rewards require travel-focused redemptions for maximum value

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