New cardmembers can earn up to $300 in value including first-year annual fee rebate by completing the steps below.
How to earn it
10% cash back up to $200Earn 10% cash back on net purchases up to $2,000 during the first 4 monthly statements
$50 cash back bonusSet up and complete at least one pre-authorized payment within the first 4 monthly statements
$99 annual fee rebateFirst-year annual fee is rebated when the account is opened in good standing
Available to new approved CIBC Dividend Platinum Visa cardholders. Not available to existing cardholders or those who have held this card within the last 12 months.
How you earn
3% cash back on eligible gas, electric vehicle charging, and groceries
2% cash back on transportation, dining, recurring payments, and eligible travel booked through CIBC by Expedia
1% cash back on all other purchases
Built-in perks & coverage
Purchase Security Insurance
Protects eligible purchases against theft, loss, or damage for a limited period after purchase when charged to the card.
Extended Warranty Insurance
Extends the manufacturer’s original warranty by up to one additional year on eligible purchases.
Common Carrier Accident Insurance
Provides coverage in the event of accidental death or injury while travelling on a licensed common carrier.
Car Rental Collision and Loss Damage Insurance
Covers eligible rental vehicles against damage or theft when the full rental cost is charged to the card.
Visa Platinum Travel and Lifestyle Benefits
Includes access to Visa Platinum perks such as special offers, discounts, and partner experiences.
Journie Rewards Fuel Savings
Save up to 10 cents per litre at participating gas stations when linking and using Journie Rewards with an eligible CIBC card.
Global Money Transfer Fee Waiver
Send money internationally with no transfer fee and no cash advance interest when the balance is paid in full by the due date.
CIBC Pace It Installment Plans
Convert eligible purchases into fixed monthly payments with interest-based installment options.
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Skip+ Membership Offer
Eligible cardholders can receive a complimentary Skip+ membership with delivery fee savings and monthly voucher benefits.
Disney+ Subscription Offer
Eligible cardholders may receive statement credits on qualifying Disney+ Standard with Ads subscriptions for a limited promotional period.
Card Management and Security Tools
Includes spend alerts, fraud monitoring, card locking, activation tools, and digital dispute resolution through CIBC Online and Mobile Banking.
The verdict
What we like
High cashback on gas and groceries (3%)
No cap on total cashback earnings
Includes insurance coverage such as purchase security and extended warranty
Worth noting
Annual fee after first year rebate ends
High minimum income requirement ($15,000 personal or $15,000 household not required but still credit-qualified)
Foreign transaction fee of 2.5% applies
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money.
