New cardmembers can earn up to $350 in value including first-year annual fee rebate by completing the steps below.
How to earn it
10% cash back up to $200Earn 10% cash back on net purchases up to $2,000 during the first 4 monthly statement periods
$50 cash back bonusSet up and complete at least one recurring bill payment within the first 4 monthly statements
$120 annual fee rebateReceive first-year annual fee rebate when account is opened and kept in good standing
Available to new approved CIBC Dividend Visa Infinite cardholders who meet promotional criteria. Not available to existing or previous cardholders within the last 12 months.
How you earn
2% cash back on groceries
1% cash back on eligible gas, electric vehicle charging, transportation, dining, recurring payments, and eligible travel booked through CIBC by Expedia
0.5% cash back on all other purchases
Built-in perks & coverage
Purchase Security Insurance
Provides protection against loss, theft, or damage of eligible items purchased with the card for a limited period after purchase.
Extended Warranty Insurance
Extends the manufacturer’s warranty by up to one additional year on most eligible purchases.
Journie Rewards Fuel Savings
Save up to 10 cents per litre at participating gas stations when linking and using Journie Rewards with an eligible CIBC card.
Global Money Transfer Fee Waiver
Send money internationally with no transfer fee and no cash advance interest when the balance is paid by the due date.
Car Rental Discounts
Save up to 30% on Avis Pay Now and up to 35% on Budget Pay Now rentals at participating locations worldwide.
Visa Signature Benefits
Access to Visa Signature perks such as exclusive offers, experiences, and partner discounts.
Skip+ Membership Offer
Eligible cardholders can receive a complimentary Skip+ membership with delivery fee savings and monthly voucher benefits.
Disney+ Statement Credit Offer
Eligible cardholders may receive statement credits on qualifying Disney+ Standard with Ads subscriptions for a limited promotional period.
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Card Management Tools
Includes spend alerts, fraud monitoring, card locking, and digital dispute resolution through CIBC Online and Mobile Banking.
The verdict
What we like
High cash back on groceries and recurring bills
No cap on total cash back earnings
Comprehensive insurance coverage including travel and purchase protection
Worth noting
High income requirement for approval
Foreign transaction fee of 2.5% applies
Annual fee applies after the first year rebate period
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money.
