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CIBC

CIBC Dividend Visa for Students

Start with up to $125 cash back welcome bonus.

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Annual fee
$0
Reward type
Cash Back
Typical credit · 300+
CIBC Dividend Visa for Students🎓 Student Cashback

Welcome bonus

New cardmembers can earn up to $125 cash back welcome bonus by completing the steps below.

How to earn it

  • $25 cash backMake your first purchase within the first 4 monthly statements after account opening
  • Up to $100 cash backEarn 10% cash back on net purchases up to $1,000 during the first 4 monthly statements

Available to new approved CIBC Dividend Visa Card for Students cardholders. Not available to existing or previous Dividend Visa cardholders within the last 12 months.

How you earn

  • 2% cash back on groceries
  • 1% cash back on eligible gas, EV charging, transportation, dining, recurring payments, and travel booked through CIBC by Expedia
  • 0.5% cash back on all other purchases
  • No limit on total cash back earned
  • Cash back does not expire and can be redeemed once $10+ is accumulated

Built-in perks & coverage

Purchase Security Insurance

Covers eligible new purchases against loss, theft, or damage for a limited period after purchase.

Extended Warranty Insurance

Extends the manufacturer’s warranty by up to one additional year on most eligible items purchased with the card.

Fuel Savings with Journie Rewards

Save up to 10 cents per litre at participating gas stations when linking and using Journie Rewards with an eligible CIBC card.

Global Money Transfer Fee Waiver

Send money internationally with no transfer fee and no cash advance interest when the balance is paid in full by the due date.

Cash Back Redemption Flexibility

Cash back can be redeemed once the balance reaches $10 or more through CIBC Online or Mobile Banking.

Visa Student Card Benefits

Access to Visa student-focused offers, partner discounts, and promotional experiences.

Skip+ Membership Offer

Eligible cardholders may receive complimentary Skip+ membership with delivery fee savings and monthly voucher benefits.

Disney+ Promotional Credits

Eligible cardholders may receive limited-time statement credits toward Disney+ Standard with Ads subscriptions.

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Card Management and Security Tools

Includes fraud alerts, spend notifications, card locking, and dispute resolution via CIBC Online and Mobile Banking.

The verdict

What we like

  • No annual fee for students
  • Cash back earned on everyday spending (groceries, transport, dining)
  • Helps build credit history with responsible use

Worth noting

  • Low cash back rates compared to non-student cards
  • Foreign transaction fee of 2.5% applies
  • Limited premium insurance and travel benefits

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