National Bank
Start with first-year annual fee rebate + conditional $70 cashback bonus.
📉 Low InterestNew cardmembers can earn first-year annual fee rebate + conditional $70 cashback bonus by completing the steps below.
How to earn it
New primary cardholders approved during the promotional period who have not held a National Bank Mastercard in the past 12 months
Offer ends 2026-03-03.
Lowest National Bank interest rate structure
Offers one of the lowest purchase interest rates in the National Bank lineup (variable, starting around 8.90%), reducing cost of carrying balances.
Interest savings optimization
Designed to reduce interest charges for users who carry monthly balances, making it more efficient than standard cashback cards for debt holders.
21-day interest-free grace period
Provides up to 21 days of interest-free window on purchases when the full balance is paid by the due date.
Purchase protection insurance
Covers eligible purchases against theft or damage for up to 90 days after purchase.
Extended warranty protection
Extends manufacturer warranty on eligible items, typically doubling coverage for up to 1 additional year.
Fraud protection (Zero Liability)
Protects cardholders from unauthorized transactions when Mastercard security conditions are met.
Flexible credit limit
Minimum credit limit starts at approximately $500 and can be increased based on credit profile and usage.
Budget control utility
Helps users manage cash flow and reduce interest costs, making it suitable for debt consolidation and disciplined repayment strategies.
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Worth noting
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