National Bank mycredit Mastercard

Cashback on everyday spending categories

Earn up to 1% cashback on restaurant purchases and recurring pre-authorized payments, and 0.5% on all other eligible purchases.

No annual fee structure

No yearly cost for primary or additional cards, making it accessible for low to moderate spend users.

Mobile device protection

Coverage against theft or damage of eligible mobile devices purchased with the card or financed through eligible payment plans (up to 2 years).

Extended warranty protection

Extends manufacturer warranty on eligible purchases, typically doubling coverage for up to 1 additional year.

Purchase protection insurance

Protection for new eligible purchases against theft or damage for up to 90 days after purchase.

Fraud and Zero Liability protection

Protection against unauthorized transactions under Mastercard security conditions.

Secure online payment authentication

Mastercard ID Check provides an additional verification layer for online purchases to reduce fraud risk.

Flexible cashback redemption

Cashback is automatically applied monthly as a statement credit, reducing manual redemption friction.