The ClearFin bottom line
💎 Premium Avion
Its strongest published earn rate in our data is 1.3% on dining. The $399 annual fee should be weighed against the rewards and benefits you expect to use.
Checked 2026-08-09 · Official issuer catalogueIndependent ClearFin review · RBC
RBC Avion Visa Infinite Privilege
Start with up to 100,000 Avion Points, worth about $2,000.
Independent comparisonFees includedCanadian card data
- Annual fee
- $399
- Reward type
- Avion Points
- Welcome offer
- 100,000 pts
- Insurance
- 1 coverages
Current new-cardmember offer
Certificate terms apply
💎 Premium Avion
Welcome bonus
Up to 100,000 Avion PointsEstimated value: $2,000
How to earn it
- 35,000 Avion pointsApproved for the card and keep the account open and in good standing
- 20,000 Avion pointsSpend $5,000 in qualifying purchases within the first 6 months of account opening
- 45,000 Avion pointsKeep the account open and in good standing until the one-year anniversary of account opening
Offer ends 2026-11-25
Offer details
Offer applies to new RBC Avion Visa Infinite Privilege applications received between May 7, 2026 and July 15, 2026. Existing RBC personal credit cardholders transferring to this card and additional cardholders are not eligible.
How you earn
- 1.25 Avion points per $1 spent on all eligible purchases
- Redeem points for flights on over 500 airlines with no blackout dates or seat restrictions through the Air Travel Redemption Schedule
- Redeem points for hotels, car rentals, vacation packages, cruises, activities and travel experiences
- Redeem points for merchandise, gift cards, statement credits, investments and charitable donations
- Convert Avion points to British Airways Avios, American Airlines AAdvantage, Cathay Pacific Asia Miles and WestJet Rewards
- Earn 20% more Avion points at Petro-Canada when linking your RBC card and Petro-Points account
- Earn 3x Avion points on eligible Hertz rentals and receive up to 20% discount at participating Hertz locations
- Receive double redemption value on eligible Business Class and First Class flight redemptions through Avion Rewards
Costs and requirements
Fees & eligibility
Confirm final approval criteria and current rates directly with the issuer.
Annual fee$399
Purchase interest20.99%
Cash advance interest22.99%
Foreign transaction fee2.5%
Income requirement$200,000Issuer approval criteria apply
Additional card$99
Household income$200,000Alternative minimum
Recommended credit score760+ Excellent Credit
The RBC Avion Visa Infinite Privilege is RBC's premium Avion travel card with a $399 annual fee and a minimum income requirement of $200,000 personal or household income. It is generally intended for high-income applicants with strong credit histories and established borrowing experience.
300Poor
560Fair
660Good
725Very Good
760+Excellent
ClearFin estimate on Canada's 300–900 scale. This is not an issuer cutoff or approval guarantee; lenders may use different bureau scores and underwriting criteria. RBC does not publish a minimum credit score requirement. Approval is based on multiple factors including income, credit history, payment history, debt obligations, existing credit relationships, and overall creditworthiness. Meeting the income requirement alone does not guarantee approval.
Reward limits: RBC does not publish any annual, monthly, or category-based earning caps for the RBC Avion Visa Infinite Privilege. Cardholders earn 1.25 Avion points per $1 spent on all eligible purchases with no disclosed limit on the number of Avion points that can be earned through regular spending. Bonus partner offers from Petro-Canada, Hertz and other Avion Rewards partners may have separate promotional terms, but the core earn rate is uncapped.
Using your rewards
Redemption options
Redemption values and availability may vary by option and can change.
Double redemption value on Business & First-Class tickets.
Beyond the points
Benefits that come with the card
Consider these extras by the value they add to purchases and experiences you already use.
Global Airport Lounge Access
Six complimentary DragonPass airport lounge visits per membership year for the cardholder and guests.
Visa Infinite Privilege Airport Benefits
Priority security lanes and dedicated airport parking at select Canadian airports.
Comprehensive Travel Insurance
Includes emergency medical, trip cancellation, trip interruption, travel accident, flight delay, delayed baggage, lost baggage, hotel burglary and rental car coverage.
Mobile Device Insurance
Coverage for eligible mobile devices against theft, accidental damage and mechanical failure up to $1,500.
Purchase Security and Extended Warranty
Protection against theft or damage and extended warranty coverage on eligible purchases.
Visa Infinite Privilege Hotel Collection
Access to luxury hotel benefits including room upgrades, complimentary breakfasts, discounts and special amenities at participating properties.
Visa Infinite Privilege Concierge
24/7 concierge assistance for travel planning, dining reservations, entertainment and personal requests.
Dining and Wine Country Privileges
Access to Visa Infinite Dining Series events, premium restaurant reservations and winery benefits.
Show all 10 benefitsShow fewer
International Data Benefits
Complimentary GigSky mobile data plans and discounts on international eSIM plans.
DoorDash DashPass Membership
Complimentary 12-month DashPass membership with eligible DoorDash delivery benefits.
Protection included
Insurance at a glance
1 coverage listed. Key terms are summarized below; full certificate terms apply.
Comprehensive travel insurance
This coverage is listed in ClearFin's card catalogue. Confirm eligibility, limits, exclusions, and payment requirements in the issuer's current insurance certificate.
Coverage is subject to eligibility, exclusions, limits, payment requirements, and claim rules in the insurance certificate.
The verdict
What we like
- Premium airport perks including lounge passes and priority security
- Strong earning rate on all purchases with uncapped rewards
- Comprehensive travel and mobile device insurance coverage
Worth noting
- High $399 annual fee
- $200,000 income requirement limits eligibility
- 2.5% foreign transaction fee
ClearFin analysis
Our detailed review
A practical reading of where the card earns, what the fee buys, and which limits matter.
💎 Premium Avion
1.25x Avion on all qualifying purchases. Double redemption value on Business & First-Class tickets.
How the rewards work
Dining, Groceries, Gas, Travel, Everything else receive the strongest estimated return at 1.3%. Purchases outside the accelerated categories earn an estimated 1.3%.
What the annual cost means
Using the strongest estimated category return alone, roughly $31,950 in annual spending at that rate would equal the $399 fee before considering the value of insurance, partner benefits, or a welcome offer.
Who it may suit
This card is most relevant for someone who spends consistently on dining and groceries and can use enough of the included value to justify the yearly cost.
What to examine before applying
Compare the purchase interest rate, foreign-transaction fee, approval requirements, reward limits, and insurance certificates. Pay particular attention to merchant-category rules because a store may not receive the reward rate its products appear to suggest.
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Issuer terms apply. ClearFin is not affiliated with this provider. How we make money. Card facts were checked against the issuer's official source. The issuer's current catalogue was checked. Any field not explicitly listed remains marked as unverified rather than estimated.