Independent ClearFin review · Rogers Bank · Mastercard
Start with $45 cash back when you spend $3,000.
Current new-cardmember offer
Confirm with the issuer
📱 2% CashbackIts strongest published earn rate in our data is 2.0% on dining. With no annual fee, it can be easier to keep long term without needing rewards to offset a yearly cost.
Checked 2026-08-09 · Official issuer catalogueHow to earn it
New Rogers Red Mastercard cardholders approved by Rogers Bank; existing cardholders and product switches not eligible.
Confirm final approval criteria and current rates directly with the issuer.
The Rogers Red Mastercard is an entry-level cashback card, but approval for premium variants and even the base card typically requires a stable credit profile.
ClearFin estimate on Canada's 300–900 scale. This is not an issuer cutoff or approval guarantee; lenders may use different bureau scores and underwriting criteria. Rogers Bank does not publish an official minimum credit score. Approval depends on income, credit history, utilization, debt levels, and payment behaviour. The card is generally accessible to applicants with fair to good credit profiles.
Reward limits: Rogers Bank does not publish fixed annual or category-specific earning caps for the Rogers Red Mastercard. Cardholders earn cash back on eligible purchases based on account eligibility status (Rogers/Fido/Shaw/Comwave customer). However, effective August 4, 2026, Rogers will introduce annual limits on cash back earning rates depending on card tier, after which earn rates may reduce to lower base levels.
conditional_annual_limitAnnual earning limits apply from August 4, 2026 based on card type and account status; once exceeded, cash back earn rate may reduce to a lower tier rate.
Redemption values and availability may vary by option and can change.
Redeem against Rogers/Fido bills or at checkout.
Consider these extras by the value they add to purchases and experiences you already use.
No Annual Fee
The card has no annual fee for primary or additional cardholders, making it a low-cost everyday spending option.
Enhanced Cash Back Redemption
Cash back redeemed toward eligible Rogers, Fido, Shaw or Comwave purchases receives a 1.5x bonus value.
U.S. Dollar Spend Boost
Earn 2% cash back on all eligible purchases made in U.S. dollars.
Fraud Protection
Zero liability protection for fraudulent transactions when card security obligations are met, along with Mastercard security monitoring and identity verification tools.
Equal Payment Plan
Option to convert large purchases into fixed monthly payments over 6 to 48 months for better cash flow management.
Optional Account Protection
Insurance coverage for events such as job loss, disability, critical illness or death to help maintain credit card payments during financial hardship.
Rogers Ecosystem Value
Additional value when using Rogers services, including bill credits and bundled savings opportunities within the Rogers/Fido/Shaw ecosystem.
No included coverage is verified in ClearFin's current catalogue.
This does not prove that coverage is unavailable. Confirm the issuer's current certificate and benefit guide before relying on protection.
Check the official card page ↗What we like
Worth noting
A practical reading of where the card earns, what the fee buys, and which limits matter.
2% cashback on all purchases with a Rogers/Fido/Shaw service (1% without). 2% on US-dollar purchases. No fee.
Dining, Groceries, Gas, Travel, Everything else receive the strongest estimated return at 2.0%. Purchases outside the accelerated categories earn an estimated 2.0%.
There is no annual fee to recover, which can make the card easier to keep for credit-history length or occasional use. Interest and other transaction fees can still apply.
This card is most relevant for someone who spends consistently on dining and groceries and prefers to avoid a yearly fee.
Compare the purchase interest rate, foreign-transaction fee, approval requirements, reward limits, and insurance certificates. Pay particular attention to merchant-category rules because a store may not receive the reward rate its products appear to suggest.
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money. Card facts were checked against the issuer's official source. Rogers publishes account-dependent APR ranges. ClearFin does not replace those ranges with a single estimated APR; review the issuer disclosure supplied with an application.
