Independent ClearFin review · Rogers Bank · World Mastercard
Start with up to $40 cash back.
Current new-cardmember offer
Confirm with the issuer
📱 2% CashbackIts strongest published earn rate in our data is 2.0% on dining. With no annual fee, it can be easier to keep long term without needing rewards to offset a yearly cost.
Checked 2026-08-09 · Official issuer catalogueHow to earn it
Available to new Rogers Bank cardholders approved for the Rogers Red World Mastercard. Existing Rogers Bank cardholders and product switches are not eligible. Subject to credit approval.
Confirm final approval criteria and current rates directly with the issuer.
The Rogers Red World Mastercard is a mid-tier cashback product designed for applicants with established credit history and stable income.
ClearFin estimate on Canada's 300–900 scale. This is not an issuer cutoff or approval guarantee; lenders may use different bureau scores and underwriting criteria. Rogers Bank does not publish an official minimum credit score requirement. Approval is based on income verification, credit history, debt levels, utilization, and overall financial behaviour. Meeting income thresholds does not guarantee approval.
Reward limits: Rogers Bank does not publish any fixed annual or category-based earning caps for the Rogers Red World Mastercard. Cardholders earn 2% cash back with an eligible Rogers/Fido/Shaw/Comwave service, 1% without a qualifying service, and 2% on U.S. dollar purchases. However, effective August 4, 2026, Rogers will introduce annual limits on cash back earning rates for eligible service customers, after which higher earn rates may be reduced to base levels.
conditional_annual_limitFrom August 4, 2026, annual earn-rate limits may apply based on card tier; exceeding the threshold reduces cashback earn rates.
Redemption values and availability may vary by option and can change.
Redeem earned cash rewards using the issuer's available cash-back or statement-credit options.
Minimum redemption amounts, automatic payout timing, and eligible account credits vary by issuer; confirm the current program terms before applying.
Consider these extras by the value they add to purchases and experiences you already use.
Cash Back Earnings
Earn 2% cash back with an eligible Rogers/Fido/Shaw/Comwave service, 1% without, and 2% on U.S. dollar purchases.
Rogers Redemption Bonus
Get 1.5x value when redeeming cash back toward eligible Rogers, Fido, Shaw or Comwave purchases or bills.
Roam Like Home Days
Receive 5 Roam Like Home days annually with an eligible Rogers mobile plan (up to $90 value).
Insurance Coverage
Includes purchase protection and extended warranty insurance on eligible purchases.
Equal Payment Plan
Convert larger purchases into fixed monthly payments ranging from 6 to 48 months.
Fraud Protection
Includes zero liability protection and transaction monitoring for suspicious activity.
No included coverage is verified in ClearFin's current catalogue.
This does not prove that coverage is unavailable. Confirm the issuer's current certificate and benefit guide before relying on protection.
Check the official card page ↗What we like
Worth noting
A practical reading of where the card earns, what the fee buys, and which limits matter.
2% unlimited cash back with an eligible Rogers, Fido, Shaw or Comwave service; 1% otherwise. 2% on U.S. dollar purchases.
Dining, Groceries, Gas, Travel, Everything else receive the strongest estimated return at 2.0%. Purchases outside the accelerated categories earn an estimated 2.0%.
There is no annual fee to recover, which can make the card easier to keep for credit-history length or occasional use. Interest and other transaction fees can still apply.
This card is most relevant for someone who spends consistently on dining and groceries and prefers to avoid a yearly fee.
Compare the purchase interest rate, foreign-transaction fee, approval requirements, reward limits, and insurance certificates. Pay particular attention to merchant-category rules because a store may not receive the reward rate its products appear to suggest.
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money. Card facts were checked against the issuer's official source. The issuer's current catalogue was checked. Any field not explicitly listed remains marked as unverified rather than estimated.
