New cardmembers can earn up to 45,000 bonus Scene+ points, worth roughly $450, by completing the steps below.
How to earn it
25,000 Scene+ pointsSpend $2,000 in eligible purchases within first 3 months
20,000 Scene+ pointsSpend $7,500 in eligible purchases within first 12 months
Available to new Scotiabank Gold American Express Cardholders who open an account between Jan 2, 2026 and Jul 1, 2026. Not available to existing Scotiabank credit card holders within the past 2 years.
Offer ends 2026-07-01.
How you earn
Earn up to 6 Scene+ points per $1 spent at eligible grocery stores, dining, and entertainment merchants
Earn 5 Scene+ points per $1 on food delivery, food subscriptions, and select grocery merchants
Earn 5 Scene+ points per $1 on eligible entertainment purchases including movies and theatres
Earn 3 Scene+ points per $1 on eligible gas, transit, and rideshare services
Earn 3 Scene+ points per $1 on eligible streaming services
Earn 1 Scene+ point per $1 on all other eligible purchases
Earn additional bonus points through Scene+ travel bookings (up to 4x via Scene+ Travel portal)
Built-in perks & coverage
No Foreign Transaction Fee
Shop internationally or online without the standard 2.5% FX markup, paying only the exchange rate.
Travel Insurance Package
Includes emergency medical, trip cancellation/interruption, flight delay, baggage delay, and rental car collision coverage.
Priority Pass Discount Access
Discounted access to over 1,200 airport lounges worldwide via Priority Pass membership.
Amex Front of the Line Access
Early access to concert tickets, events, and exclusive American Express experiences.
Shell Fuel Savings
Get up to 12¢/L in savings at Shell stations when linked with eligible offers.
Scotia SelectPay Installments
Convert eligible purchases into fixed monthly payments for better cash flow management.
Purchase Protection & Extended Warranty
Coverage for theft, damage, and extended warranty protection on eligible purchases.
The verdict
What we like
Strong accelerated earn rates (up to 6x Scene+ points on groceries, dining, and entertainment)
No foreign transaction fees, making it strong for international and online spending
Comprehensive insurance package including travel, purchase protection, and mobile device coverage
Worth noting
Annual fee ($120) unless waived through eligible Scotiabank banking packages
High earn rates are limited to specific merchant categories and capped by classification rules
Amex acceptance is lower compared to Visa/Mastercard in some locations
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money.
