Scotiabank

Scotia Passport Visa Infinite

Start with up to 60,000 Scene+ points + $1,500+ in first-year value.

Annual fee
$150
Reward type
Scene Points
Point value

per point

Income required
$60,000

personal · or $100,000 household

Typical credit · 700+
Scotia Passport Visa Infinite🌍 No FX Fees

Welcome bonus

New cardmembers can earn up to 60,000 Scene+ points + $1,500+ in first-year value by completing the steps below.

How to earn it

  • 40,000 Scene+ pointsSpend $2,000 in eligible purchases within first 3 months
  • 10,000 Scene+ pointsSpend $10,000 in eligible purchases within first 6 months
  • 10,000 Scene+ pointsSpend $40,000 annually on the card

Available to new Scotiabank Passport Visa Infinite + Cardholders who open an account within the promotional period and meet minimum spend requirements. Existing or recent Scotiabank credit card holders within the past 2 years are not eligible.

Offer ends 2026-07-01.

How you earn

  • Earn Scene+ points on every eligible purchase, with accelerated earn rates in travel, dining, entertainment, groceries, and transit categories
  • Earn 1 Scene+ point per $1 on general purchases and higher multipliers on travel booked through Scene+ Travel (powered by Expedia)
  • Earn 3 additional Scene+ points per $1 when booking hotels and car rentals through Scene+ Travel platform
  • Points can be redeemed for travel, statement credits, groceries, entertainment, and more via Scene+ program
  • No foreign transaction fee (0%) on purchases made in foreign currencies, saving the typical 2.5% markup
  • Annual 10,000 Scene+ bonus points available when spending $40,000 annually on the card
  • Flexible redemption with minimum thresholds as low as 1,000 points for small statement credits or rewards

Built-in perks & coverage

No Foreign Transaction Fees

Pay 0% FX fees on foreign currency purchases, saving the typical 2.5% markup on international transactions.

Airport Lounge Access

Includes 6 complimentary airport lounge visits per year through the Visa Airport Companion program, with access to 1,200+ lounges globally.

Comprehensive Travel Insurance

Includes emergency medical coverage up to $2 million, trip cancellation/interruption, flight delay, baggage loss/delay, and travel accident insurance.

Travel & Hotel Perks

Access to Visa Infinite Luxury Hotel Collection benefits such as room upgrades, late checkout, and VIP guest status at select properties.

Car Rental Savings

Up to 25% discount on Avis and Budget rentals in Canada and the U.S. plus Preferred Plus membership benefits.

Fuel Savings Program

Earn up to 10¢ per litre value at Shell stations when linked with eligible Scotiabank programs.

Annual Scene+ Bonus

Earn 10,000 bonus Scene+ points annually when spending $40,000 on the card.

Premium Visa Infinite Services

Includes 24/7 concierge services for travel, dining, event booking, and exclusive Visa Infinite experiences.

The verdict

What we like

  • No foreign transaction fees (0%) making it highly competitive for travel and international online spending
  • Strong travel value with 6 complimentary airport lounge visits and extensive travel insurance coverage
  • High flexibility in rewards via Scene+ points, redeemable for travel, groceries, entertainment, and statement credits

Worth noting

  • Annual fee of $150 (unless waived through eligible Scotiabank banking packages)
  • Requires strong income eligibility ($60K personal or $100K household) limiting accessibility
  • Rewards earn rate is moderate compared to some category-specific cashback or premium travel cards

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