TD Bank

TD Aeroplan Visa Infinite

Start with up to 40,000 Aeroplan points + first-year annual fee rebate, worth about $1,350.

Annual fee
$139
Reward type
Aeroplan
Point value

per point

Income required
$60,000

personal · or $100,000 household

Typical credit · 660+
TD Aeroplan Visa Infinite✈️ Best Travel

Welcome bonus

New cardmembers can earn up to 40,000 Aeroplan points + first-year annual fee rebate, worth roughly $1,350, by completing the steps below.

How to earn it

  • 10,000 Aeroplan pointsMake your first purchase with the card
  • 15,000 Aeroplan pointsSpend $3,000 within first 90 days of account opening
  • 15,000 Aeroplan pointsSpend $12,000 within first 12 months of account opening
  • Annual fee rebateActivate card and make first purchase within first 3 months of account opening

New TD Aeroplan Visa Infinite cardholders who apply and meet spending conditions; must be approved and activate card.

How you earn

  • Earn 1.5 Aeroplan points per $1 on eligible gas, electric vehicle charging, grocery, and direct Air Canada purchases (including Air Canada Vacations)
  • Earn 1 Aeroplan point per $1 on all other eligible purchases
  • Earn Aeroplan points twice when paying with your card and providing your Aeroplan number at Aeroplan partner brands and Aeroplan eStore retailers
  • Aeroplan points can be redeemed for flights, hotels, car rentals, merchandise, and gift cards via the Aeroplan program
  • No blackout periods or seat restrictions when redeeming Aeroplan points for Air Canada flights

Built-in perks & coverage

Free first checked bag benefit

Primary cardholders, additional cardholders, and up to 8 travel companions on the same Air Canada reservation receive first checked bag free on eligible Air Canada flights.

Aeroplan Elite Status acceleration

Earn 1,000 Status Qualifying Miles (SQC) for every $20,000 in eligible net purchases, up to 25,000 SQC per year.

NEXUS application fee rebate

Receive up to $100 CAD rebate every 48 months for NEXUS application fees.

Comprehensive travel insurance package

Includes travel medical insurance, trip cancellation/interruption, flight delay, baggage delay/loss, rental car collision coverage, and emergency travel assistance.

Mobile device insurance

Coverage up to $1,000 for eligible mobile devices against loss, theft, accidental damage, or breakdown.

Purchase security and extended warranty

Covers eligible purchases against theft/damage for 90 days and extends manufacturer warranties up to 12 additional months.

Visa Infinite lifestyle perks

Access to Visa Infinite Concierge, luxury hotel collection benefits, dining events, entertainment offers, and travel experiences.

Car rental privileges

Avis Preferred Plus upgrade status and discounted rental rates at Avis and Budget locations globally.

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Flexible redemption ecosystem

Aeroplan points can be used for flights, hotels, car rentals, merchandise, and experiences with no blackout periods on Air Canada flights.

The verdict

What we like

  • Strong Aeroplan earning structure with 1.5x points on key everyday categories and 1x on all other purchases
  • High-value travel ecosystem benefits including free first checked bag for cardholders and up to 8 companions on Air Canada flights
  • Comprehensive travel insurance package including medical, trip interruption, baggage, rental car coverage, and emergency assistance

Worth noting

  • Annual fee of $139 plus $75 for additional cardholders adds cost burden for multi-user households
  • 2.5% foreign transaction fee applies to all non-CAD purchases, reducing travel spend efficiency
  • High income requirement ($60K personal / $100K household) limits accessibility for entry-level applicants

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