The ClearFin bottom line
💼 Business Travel
Its strongest published earn rate in our data is 4.5% on travel. The $149 annual fee should be weighed against the rewards and benefits you expect to use.
Checked 2026-08-09 · Official issuer catalogueIndependent ClearFin review · TD Bank
TD Business Travel Visa
Start with up to 200,000 TD Rewards points plus first-year fee rebates.
Independent comparisonFees includedCanadian card data
- Annual fee
- $149
- Reward type
- Card rewards
- Welcome offer
- 200,000 pts
- Insurance
- Not listed
Current new-cardmember offer
Confirm with the issuer
💼 Business Travel
Welcome bonus
Up to 200,000 TD Rewards points plus first-year fee rebates
New cardmembers can earn up to 200,000 TD Rewards points plus first-year fee rebates by completing the steps below.
Offer details
Offer effective March 2, 2026. Multiple spend milestones and account-standing requirements apply.
How you earn
- 9x TD Rewards Points on travel via ExpediaForTD.com.
- 6x TD Rewards Points on dining, EV charging & public transit.
- 6x TD Rewards Points on streaming, digital gaming & recurring bills.
- 6x TD Rewards Points on foreign currency purchases.
Costs and requirements
Fees & eligibility
Confirm final approval criteria and current rates directly with the issuer.
Annual fee$149
Purchase interest19.99%
Cash advance interest22.99%
Foreign transaction feeConfirmCheck current issuer fee
Income requirementNot statedIssuer approval criteria apply
Additional card$49
Recommended credit score660+ Good
Most standard rewards cards are best approached with established good credit.
300Poor
560Fair
660+Good
725Very Good
760Excellent
ClearFin estimate on Canada's 300–900 scale. This is not an issuer cutoff or approval guarantee; lenders may use different bureau scores and underwriting criteria. Estimate only. The issuer may use a different score, credit bureau, income test, debt level, or underwriting model.
Using your rewards
Redemption options
Redemption values and availability may vary by option and can change.
Redeem the card's rewards through the issuer's current rewards program.
Available options, minimums, transfer access, and redemption values vary; confirm the current program terms before applying.
Beyond the points
Benefits that come with the card
Consider these extras by the value they add to purchases and experiences you already use.
No additional benefit is verified in ClearFin's catalogue.
Network and issuer benefits can change. Review the issuer's benefit guide before applying.
Protection included
Insurance at a glance
No included coverage is verified in ClearFin's current catalogue.
Insurance is not currently listed for this product.
This does not prove that coverage is unavailable. Confirm the issuer's current certificate and benefit guide before relying on protection.
Check the official card page ↗The verdict
What we like
- Strongest rewards may help offset the $149 annual fee
- Up to 4.5% in its strongest spending category
Worth noting
- $149 annual fee
- Rates, offers, and approval criteria can change
ClearFin analysis
Our detailed review
A practical reading of where the card earns, what the fee buys, and which limits matter.
💼 Business Travel
9x TD Points via Expedia for TD. 6x on dining, transit, EV charging, streaming, bills & foreign currency. Business card.
How the rewards work
Travel receive the strongest estimated return at 4.5%. Purchases outside the accelerated categories earn an estimated 1.0%.
What the annual cost means
Using the strongest estimated category return alone, roughly $3,350 in annual spending at that rate would equal the $149 fee before considering the value of insurance, partner benefits, or a welcome offer.
Who it may suit
This card is most relevant for someone who spends consistently on travel and dining and can use enough of the included value to justify the yearly cost.
What to examine before applying
Compare the purchase interest rate, foreign-transaction fee, approval requirements, reward limits, and insurance certificates. Pay particular attention to merchant-category rules because a store may not receive the reward rate its products appear to suggest.
Other cards to examine
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Issuer terms apply. ClearFin is not affiliated with this provider. How we make money. Card facts were checked against the issuer's official source. The issuer's current catalogue was checked. Any field not explicitly listed remains marked as unverified rather than estimated.