CIBC

CIBC Aeroplan Visa

Start with up to 10,000 Aeroplan Points, worth about $190.

Annual fee
$0
Reward type
Aeroplan
Point value
1.9¢

per point

Typical credit · 660+
CIBC Aeroplan Visa✈️ No-Fee Aeroplan

Welcome bonus

New cardmembers can earn up to 10,000 Aeroplan Points, worth roughly $190, by completing the steps below.

How to earn it

  • 2,500 Aeroplan pointsMake your first purchase with the card.
  • 2,500 Aeroplan pointsSpend $1,500 or more during the first 4 monthly statement periods.
  • 5,000 Aeroplan pointsAccumulate at least $10,000 in net purchases during the first 12 monthly statement periods and receive the anniversary bonus.

Offer available to new CIBC Aeroplan Visa cardholders. Account must be open and in good standing at the time bonus points are awarded. Additional terms and conditions apply.

How you earn

  • 1 Aeroplan point per $1 spent on eligible gas purchases
  • 1 Aeroplan point per $1 spent on eligible electric vehicle charging purchases
  • 1 Aeroplan point per $1 spent on eligible grocery purchases
  • 1 Aeroplan point per $1 spent on purchases made directly with Air Canada, including Air Canada Vacations
  • 1 Aeroplan point per $1.50 spent on all other purchases
  • Earn Aeroplan points twice at over 150 Aeroplan partner brands
  • Earn Aeroplan points twice at more than 170 online retailers through the Aeroplan eStore

Built-in perks & coverage

Preferred Aeroplan Pricing

Primary cardholders can often redeem fewer Aeroplan points for eligible Air Canada flight rewards.

Aeroplan Hotel Benefit

Receive a fourth hotel night free when redeeming Aeroplan points for stays of four consecutive nights or longer at participating hotels.

Aeroplan Family Sharing

Combine Aeroplan points with eligible household members to reach travel rewards faster.

Points Never Expire

Aeroplan points remain active as long as the primary cardholder continues to hold an eligible CIBC Aeroplan credit card.

Car Rental Collision and Loss Damage Insurance

Coverage for theft, loss, or damage to eligible rental vehicles when the full rental cost is charged to the card.

Purchase Security Insurance

Eligible purchases are protected against loss, theft, or damage for up to 90 days from the purchase date.

Extended Protection Insurance

Extends the original manufacturer's warranty by up to one additional year on eligible purchases.

Common Carrier Accident Insurance

Accidental death and dismemberment coverage while travelling on eligible common carriers.

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Journie Rewards Fuel Savings

Save up to 10 cents per litre at participating gas stations by linking your card with Journie Rewards.

Skip+ Membership

Complimentary Skip+ membership with eligible linked card, including $0 delivery fees and monthly voucher opportunities.

Disney+ Statement Credit Offer

Eligible cardholders may receive promotional statement credits on qualifying Disney+ subscriptions.

Global Money Transfer

Send money to more than 120 countries with no transfer fee through CIBC Global Money Transfer.

CIBC Pace It

Convert eligible purchases into fixed monthly installment plans with predictable payments.

Fraud Alerts

Receive proactive notifications when potentially suspicious transactions are detected.

Digital Disputes Platform

Report and dispute unauthorized transactions directly through CIBC Online Banking or the CIBC Mobile App.

Card Management Tools

Activate cards, lock a missing card, report a lost or stolen card, and manage card settings through digital banking.

Spend Alerts

Set customized alerts to monitor spending activity and receive notifications when approaching spending thresholds or credit limits.

The verdict

What we like

  • No annual fee
  • Earn Aeroplan points on everyday spending
  • Preferred Aeroplan flight reward pricing
  • Aeroplan points do not expire
  • Includes travel and purchase protection insurance

Worth noting

  • Low base earn rate on non-bonus spending
  • Foreign transaction fee
  • Limited travel benefits compared to Visa Infinite cards
  • No free checked bag benefit
  • Small welcome bonus

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