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CIBC

CIBC Aventura Visa

Start with up to 12,500 Aventura Points, worth about $125.

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Annual fee
$0
Reward type
Aventura Points
Point value
1¢

per point

Income required
$15,000

household

Typical credit · 620+
CIBC Aventura Visa🆓 No-Fee Aventura

Welcome bonus

New cardmembers can earn up to 12,500 Aventura Points, worth roughly $125, by completing the steps below.

How to earn it

  • 2,500 Aventura PointsComplete all five qualifying activities within 60 days of account approval.
  • 10,000 Aventura PointsHave at least $1,000 in net purchases posted to the account during the first 4 monthly statement periods.

How you earn

  • 1 Aventura Point per $1 spent at eligible gas stations
  • 1 Aventura Point per $1 spent at eligible electric vehicle charging stations
  • 1 Aventura Point per $1 spent at eligible grocery stores
  • 1 Aventura Point per $1 spent at eligible drug stores
  • 1 Aventura Point per $1 spent on eligible travel purchases through the CIBC Rewards Centre (CIBC by Expedia)
  • 1 Aventura Point per $2 spent on all other purchases

Built-in perks & coverage

Flexible Travel Redemptions

Redeem Aventura Points for flights, hotel stays, vacation packages, car rentals and other travel purchases.

Points Never Expire

Aventura Points do not expire as long as the account remains open and in good standing.

Purchase Security Insurance

Eligible purchases are protected against loss, theft or damage for up to 90 days from the purchase date.

Extended Protection Insurance

Extends the original manufacturer's warranty on eligible purchases.

Common Carrier Accident Insurance

Provides up to $100,000 in accidental death or dismemberment coverage while travelling on a common carrier.

CIBC by Expedia Access

Book flights, hotels, vacation packages, car rentals and activities through CIBC by Expedia.

Payment with Points

Redeem Aventura Points to pay down eligible credit card purchases or reduce your card balance.

Shopping with Points

Redeem points for merchandise, gift cards and experiences through the CIBC Rewards Centre.

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Journie Rewards Savings

Save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron stations when linked with Journie Rewards.

Free Skip+ Membership

Receive a complimentary Skip+ membership with benefits including $0 delivery fees, discounted service fees and monthly vouchers.

Disney+ Statement Credits

Receive eligible statement credits on Disney+ Standard with Ads subscriptions during promotional periods.

Global Money Transfer

Send money to over 120 countries with no transfer fee through CIBC Global Money Transfer.

Fraud Alerts and Protection

Receive fraud monitoring, transaction alerts and digital dispute support through CIBC Online and Mobile Banking.

Card Management Tools

Activate, lock, replace or report a lost card through CIBC Online Banking and the CIBC Mobile Banking App.

The verdict

What we like

  • No annual fee
  • Low income requirement
  • Flexible travel redemptions
  • Points never expire
  • Purchase security and extended warranty coverage
  • Welcome bonus for a no-fee card
  • Journie Rewards fuel savings
  • Free Skip+ membership
  • Disney+ statement credit offer
  • Global Money Transfer benefits

Worth noting

  • Low earning rates
  • 2.5% foreign transaction fee
  • Limited insurance coverage
  • No airport lounge access
  • No travel medical insurance
  • No premium travel benefits
  • Weak rewards on non-category spending
  • Household income requirement
  • Travel redemptions can be complex

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