Get Early Access

National Bank

National Bank ECHO Cashback Mastercard

Full earn rates, fees and benefits for the National Bank ECHO Cashback Mastercard.

Apply at National BankCalculate my rewards
Annual fee
$30
Reward type
Cash Back
Typical credit · 660+
National Bank ECHO Cashback Mastercard💸 Cashback

How you earn

  • 1.5% cashback on gas purchases (first $25,000 in annual eligible gas, grocery, and online purchases)
  • 1.5% cashback on grocery purchases (first $25,000 in annual eligible gas, grocery, and online purchases)
  • 1.5% cashback on online purchases (first $25,000 in annual eligible gas, grocery, and online purchases)
  • 1% cashback on all other eligible purchases
  • After $25,000 in annual eligible purchases, all purchases earn 1% cashback

Built-in perks & coverage

Purchase Protection Insurance

Eligible purchases are protected against theft or accidental damage for 90 days from the purchase date.

Extended Warranty

Doubles the manufacturer's original warranty for up to one additional year on eligible purchases.

Mastercard ID Check

Additional security for online purchases through identity verification and fraud prevention.

Mastercard Zero Liability

Protection against unauthorized transactions made with the card.

Card Management Tools

Lock, unlock, replace your card, receive balance alerts, set travel notifications, and schedule pre-authorized payments through online banking.

Additional Cards

Add authorized users at no annual fee to help consolidate spending and earn cashback faster.

The verdict

What we like

  • High cashback on everyday spending
  • No minimum income requirement
  • Purchase protection and extended warranty

Worth noting

  • $30 annual fee
  • Cashback bonus limited to first $25,000 annually
  • No travel insurance benefits

Issuer terms apply. ClearFin is not affiliated with this provider. How we make money.