New cardmembers can earn up to 7% Cash Back for the First 3 Months, worth roughly $70, by completing the steps below.
How to earn it
Up to $70 cash backEarn an additional 5% cash back on the first $1,000 in eligible purchases made within the first 3 months of account opening, on top of the standard cash back earn rates
Offer applies to new RBC Cash Back Mastercard applications received between May 28, 2026 and September 9, 2026. Additional cardholders and existing RBC personal credit cardholders transferring to an RBC Cash Back Mastercard are not eligible.
Offer ends 2026-09-09.
How you earn
2% cash back on grocery store purchases on the first $6,000 spent annually, then 1% thereafter
0.5% cash back on all other eligible purchases on the first $6,000 spent annually, then 1% thereafter
Unlimited cash back earnings with no overall annual cash back limit
Redeem cash back as a statement credit once your cash back balance reaches $25
Automatic annual cash back payout in January when your balance exceeds $25
Built-in perks & coverage
Purchase Security
Eligible purchases are protected against theft, loss or accidental damage for up to 90 days from the purchase date.
Extended Warranty
Doubles the original Canadian manufacturer's warranty on eligible purchases for up to one additional year.
DoorDash DashPass Membership
Receive a complimentary 6-month DashPass membership with eligible DoorDash delivery benefits.
Petro-Canada Savings
Save 3¢ per litre on fuel and earn 20% more Petro-Points when linking your RBC card with a Petro-Points account.
Rexall Be Well Program Benefits
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when your RBC card is linked to a Be Well account.
Fraud Protection
Zero Liability protection for unauthorized transactions when reasonable precautions are taken to protect the card and PIN.
RBC Offers
Access personalized offers and savings from participating merchants through the RBC Offers program.
RBC Mobile App and NOMI
Manage your account, monitor spending, receive alerts and access personalized financial insights through RBC digital banking tools.
The verdict
What we like
No annual fee
Unlimited cash back earning potential
Strong grocery cash back rate
Worth noting
Low 0.5% earn rate on first $6,000 of non-grocery spending
Limited insurance coverage
2.5% foreign transaction fee
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money.
