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RBC

RBC ION Visa

Start with 7,000 Avion Points Upon Approval, worth about $50.

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Annual fee
$0
Reward type
Avion points
Point value
0.7¢

per point

Typical credit · 600+
RBC ION Visa🆓 No-Fee Earn

Welcome bonus

New cardmembers can earn 7,000 Avion Points Upon Approval, worth roughly $50, by completing the steps below.

How to earn it

  • 7,000 Avion pointsBe approved for the RBC ION Visa and keep the account open and in good standing until the welcome points are credited

Offer applies to new RBC ION Visa applications approved by RBC. Additional cardholders and existing RBC personal credit cardholders transferring to an RBC ION Visa are not eligible.

How you earn

  • 1.5 Avion points per $1 spent on eligible grocery purchases
  • 1.5 Avion points per $1 spent on gas, EV charging, rideshare and transit purchases
  • 1.5 Avion points per $1 spent on streaming services, digital gaming, subscriptions and digital downloads
  • 1 Avion point per $1 spent on all other eligible purchases
  • Redeem Avion points for gift cards, merchandise, bill payments, investments, travel and charitable donations
  • Convert Avion points to British Airways Avios, American Airlines AAdvantage miles and WestJet points

Built-in perks & coverage

Purchase Security

Protects eligible purchases against theft, loss or accidental damage for up to 90 days from the purchase date.

Extended Warranty

Doubles the original Canadian manufacturer's warranty on eligible purchases for up to one additional year, to a maximum of five years.

Avion Rewards Program

Redeem Avion points for gift cards, merchandise, bill payments, investments, travel, charitable donations and partner loyalty programs.

Petro-Canada Benefits

Save 3¢ per litre on fuel and earn 20% more Petro-Points when linking your RBC card with a Petro-Points account.

Rexall Be Well Benefits

Earn 50 Be Well points per dollar spent on eligible purchases at Rexall when linked to a Be Well account.

DoorDash DashPass Membership

Receive a complimentary 6-month DashPass membership with eligible DoorDash delivery benefits.

Avion Rewards ShopPlus

Access bonus points, cash back offers and savings from more than 2,000 participating brands through the Avion Rewards platform.

Fraud Protection

Protection against unauthorized transactions when reasonable precautions are taken to safeguard the card.

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RBC Mobile App and NOMI

Manage your account, monitor spending, receive alerts and access personalized financial insights through RBC digital banking tools.

The verdict

What we like

  • No annual fee
  • Accelerated rewards on everyday spending categories
  • Flexible Avion Rewards redemption and transfer options

Worth noting

  • Limited insurance coverage
  • 2.5% foreign transaction fee
  • Lower point value than premium Avion travel cards

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