New cardmembers can earn 20,000 More Rewards Points, worth roughly $30, by completing the steps below.
How to earn it
20,000 More Rewards pointsMake your first purchase with the card and keep the account open and in good standing until the points are credited.
Offer available to new More Rewards RBC Visa applicants approved by RBC between September 25, 2025 and September 25, 2026. A valid More Rewards number must be linked to the card. Existing RBC personal credit cardholders transferring to this card, co-applicants and authorized users are not eligible.
Offer ends 2026-09-25.
How you earn
5 More Rewards points per $1 spent at participating More Rewards partner locations including Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nesters Market and Pure Pharmacy
5 More Rewards points per $1 spent on eligible dining purchases
5 More Rewards points per $1 spent on eligible gas and EV charging purchases
3 More Rewards points per $1 spent on all other eligible purchases
Redeem More Rewards points for groceries, gift cards, travel, experiences, merchandise and charitable donations
Earn additional More Rewards points when using a linked More Rewards loyalty account at participating partner locations
Built-in perks & coverage
Mobile Device Insurance
Coverage of up to $1,000 for eligible mobile devices against theft, loss, accidental damage or mechanical failure for up to 2 years.
Purchase Security
Protects eligible purchases against loss, theft or accidental damage for up to 90 days from the purchase date.
Extended Warranty
Doubles the original Canadian manufacturer's warranty by up to one additional year, to a maximum of five years.
More Rewards Program
Access More Rewards' loyalty network and redeem points for groceries, travel, gift cards, experiences and other rewards.
Petro-Canada Savings
Save 3¢ per litre on fuel and earn 20% more Petro-Points when linking your RBC card with a Petro-Points account.
RBC Offers
Receive access to exclusive savings, promotions and partner offers available to eligible RBC cardholders.
Fraud Protection
Protection against unauthorized transactions when reasonable precautions are taken to safeguard the card.
RBC Mobile App
Manage your account, monitor transactions, make payments and access digital banking features through the RBC Mobile app.
The verdict
What we like
No annual fee
High earn rate at More Rewards partners, dining and gas purchases
Mobile device insurance included
Worth noting
Rewards program is concentrated in Western Canada
Not available to Quebec residents
2.5% foreign transaction fee
Issuer terms apply. ClearFin is not affiliated with this provider. How we make money.
