Scotiabank

Scotia Passport Visa Infinite Privilege

Start with up to 80,000 bonus Scene+ points (≈ $800 value).

Annual fee
$599
Reward type
Scene Points
Point value

per point

Income required
$150,000

personal · or $200,000 household

Typical credit · 700+
Scotia Passport Visa Infinite Privilege✈️ Premium Travel

Welcome bonus

New cardmembers can earn up to 80,000 bonus Scene+ points (≈ $800 value) by completing the steps below.

How to earn it

  • 30,000 Scene+ pointsSpend $3,000 in eligible purchases within first 3 months
  • 30,000 Scene+ pointsSpend $20,000 in eligible purchases within first 6 months
  • 20,000 Scene+ pointsMake at least one eligible purchase in the 14th month after account opening

Available to new Scotiabank Passport Visa Infinite Privilege cardholders who open an account within the promotional period. Existing or recently held Scotiabank credit card customers (past 2 years) are not eligible.

Offer ends 2026-11-01.

How you earn

  • Earn up to 6 Scene+ points per $1 on eligible purchases
  • Earn 3 Scene+ points per $1 on travel purchases
  • Earn an additional 3 Scene+ points per $1 on hotels and car rentals booked through Scene+ Travel (Expedia platform)
  • Earn 2 Scene+ points per $1 on dining and entertainment purchases
  • Earn 1 Scene+ point per $1 on all other eligible purchases
  • Points can be redeemed for travel, statement credits, groceries, entertainment, and gift cards through Scene+
  • 80,000 bonus Scene+ points welcome offer (up to ~$800 value) when spending milestones are met
  • Annual 10,000 Scene+ bonus points when $40,000 annual spend requirement is met

Built-in perks & coverage

No Foreign Transaction Fees

0% FX fees on foreign currency purchases, meaning you only pay the Visa exchange rate without the typical 2.5% markup.

Airport Lounge Access

10 complimentary airport lounge visits per cardholder per year through Visa Airport Companion, with access to 1,200+ lounges globally.

Annual Travel Credit

$250 annual statement credit when booking travel through Scene+ Travel (Expedia-powered platform).

Extensive Travel Insurance Package

Includes emergency medical coverage up to $5M, trip cancellation/interruption, flight delay, baggage loss/delay, hotel burglary, and rental car insurance.

Premium Travel & Lifestyle Perks

Access to Visa Infinite Luxury Hotel Collection, Relais & Châteaux benefits, TIFF perks, wine country experiences, and exclusive dining events.

Car Rental & Travel Privileges

Avis President’s Club membership with upgrades, skip-the-line benefits, and up to 25% rental discounts.

Concierge Services

24/7 Visa Infinite Privilege concierge for travel planning, dining reservations, events, and lifestyle requests.

Fuel & Partner Savings

Up to 10¢/L value at Shell stations when linked with eligible Scotiabank programs.

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Mobile & Purchase Protection

Mobile device insurance up to $1,000 plus purchase security (180 days) and extended warranty coverage up to 2 additional years.

The verdict

What we like

  • Pros: No foreign transaction fees (0%) makes it highly efficient for global spending and travel
  • Pros: Very strong travel package including 10 lounge visits per year, airport perks, and luxury hotel benefits
  • Pros: High-tier rewards structure with up to 6x Scene+ points plus strong travel redemption flexibility

Worth noting

  • Cons: Very high annual fee ($599), making it only suitable for high spenders or frequent travelers
  • Cons: Strict income requirement ($150K personal / $200K household / $400K assets) limits accessibility
  • Cons: Rewards value is tied to Scene+ ecosystem, which may be less flexible than pure cash-back or transferable point programs

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