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TD Bank

TD Aeroplan Visa Infinite Privilege

Start with up to 85,000 Aeroplan points + up to $3,000 in value.

Apply at TD BankCalculate my rewards
Annual fee
$599
Reward type
Aeroplan
Point value
2¢

per point

Income required
$150,000

personal · or $200,000 household

Typical credit · 720+
TD Aeroplan Visa Infinite Privilege✈️ Aeroplan Elite

Welcome bonus

New cardmembers can earn up to 85,000 Aeroplan points + up to $3,000 in value by completing the steps below.

How to earn it

  • 20,000 Aeroplan pointsMake your first purchase with the card
  • 35,000 Aeroplan pointsSpend $12,000 within 180 days of account opening
  • 30,000 Aeroplan pointsSpend $24,000 within 12 months of account opening

New TD Aeroplan Visa Infinite Privilege cardholders who apply, are approved, and meet spending conditions.

How you earn

  • Earn 2 Aeroplan points per $1 spent on eligible Air Canada purchases including Air Canada Vacations
  • Earn 1.5 Aeroplan points per $1 spent on eligible gas, electric vehicle charging, groceries, travel, transit, and dining purchases
  • Earn 1.25 Aeroplan points per $1 spent on all other eligible purchases
  • Earn points twice when paying with your card and providing your Aeroplan number at Aeroplan partner brands and Aeroplan eStore retailers
  • Aeroplan points can be redeemed for flights, hotels, car rentals, merchandise, gift cards, and experiences through the Aeroplan program
  • No blackout periods on Air Canada reward flights (any seat available for cash can be booked with points)

Built-in perks & coverage

Unlimited Maple Leaf Lounge access

Primary and additional cardholders get access to Maple Leaf Lounges in North America when flying Air Canada or Star Alliance flights, including guest access privileges.

Priority airport services

Includes priority check-in, priority boarding (Zone 2), priority baggage handling, standby priority, and higher upgrade priority on Air Canada flights for cardholders and up to 8 companions.

Annual companion pass

Eligible cardholders receive a round-trip companion pass starting at $99 plus taxes/fees, earned annually after meeting spending requirements.

Aeroplan Elite Status acceleration

Earn Status Qualifying Credits through card spend (1,000 SQC per $5,000 spent up to 25,000 SQC annually) plus additional elite status boost mechanisms.

NEXUS application fee rebate

Receive up to $100 CAD rebate every 48 months for NEXUS membership application fees.

Visa Infinite Concierge service

24/7 concierge support for travel bookings, dining, shopping, and general lifestyle assistance.

Global airport lounge program

Includes 6 complimentary lounge visits annually through Visa Airport Companion across 1,200+ lounges worldwide.

Premium travel insurance package

Includes medical insurance, trip cancellation/interruption, baggage delay/loss, flight delay, rental car insurance, and emergency assistance coverage.

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Lifestyle and luxury privileges

Access to Visa Infinite Dining Series, hotel collections, film festivals, golf programs, and curated premium experiences.

The verdict

What we like

  • Industry-leading travel benefits including unlimited Maple Leaf Lounge access for primary and additional cardholders plus guest privileges
  • Strong Aeroplan earning structure with up to 2x points on Air Canada purchases and elevated multipliers across travel, dining, transit, and everyday spend
  • Premium elite travel ecosystem benefits including annual companion pass, priority airport services, and accelerated Aeroplan Status Qualifying Credits (SQC)

Worth noting

  • Very high annual fee ($599) plus $199 for additional cardholders increases cost of ownership significantly
  • High income requirement ($150,000 personal or $200,000 household) limits accessibility to top income segment
  • Foreign transaction fee of 2.5% still applies despite premium status, reducing efficiency for international spend

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