Capital One

Capital One Aspire Travel Platinum Mastercard

Start with up to 10,000 Bonus Reward Miles, worth about $100.

Annual fee
$0
Reward type
Reward Miles
Point value
0.01¢

per point

Typical credit · 660+
Capital One Aspire Travel Platinum Mastercard✈️ Reward Miles

Welcome bonus

New cardmembers can earn up to 10,000 Bonus Reward Miles, worth roughly $100, by completing the steps below.

How to earn it

  • 10,000 Bonus Reward MilesSpend at least $1,000 on eligible purchases within the first 3 months after account opening.

Available to new Aspire Travel Platinum Mastercard cardholders who meet the promotional requirements. Account must remain open and in good standing. Terms and conditions apply.

How you earn

  • 1 Reward Mile per $1 spent on all eligible purchases
  • Unlimited Reward Miles with no category restrictions
  • Reward Miles can be redeemed for travel purchases including flights, hotels, car rentals, taxis, and other eligible travel expenses
  • Reward Miles can be redeemed for statement credits
  • Reward Miles can be redeemed for gift cards
  • Reward Miles do not expire while the account remains open and in good standing

Built-in perks & coverage

Purchase Assurance

Eligible items purchased with the card are protected against theft, loss, or damage for up to 120 days from the purchase date.

Extended Warranty

Automatically doubles the original manufacturer's warranty on eligible purchases for up to two additional years.

Car Rental Collision and Loss Damage Waiver

Coverage against theft, loss, or damage to eligible rental vehicles when the full rental cost is charged to the card and the rental company's collision damage waiver is declined.

Price Protection Service

Receive reimbursement for eligible price differences if an item purchased with the card is advertised at a lower price within 60 days of purchase, up to policy limits.

Common Carrier Travel Accident Insurance

Coverage of up to $250,000 for accidental loss of life or dismemberment while travelling on an eligible common carrier when the fare is charged to the card.

Baggage Delay Insurance

Reimbursement for essential purchases when checked baggage is delayed for more than four hours during an eligible trip.

Mastercard Global Service

Access emergency card replacement, emergency cash advances, lost card assistance, and global support services when travelling.

Mastercard Zero Liability Protection

Protection against unauthorized purchases made with your card if it is lost, stolen, or used fraudulently.

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Free Authorized Users

Add authorized users at no additional cost and earn reward miles on their eligible purchases.

Flexible Travel Redemptions

Redeem reward miles against eligible travel purchases including flights, hotels, accommodations, taxis, and car rentals without blackout dates or travel restrictions.

Flexible Statement Credit Redemptions

Use reward miles for statement credits, providing flexibility beyond travel-related purchases.

Gift Card Redemptions

Redeem accumulated reward miles for a variety of gift card options through the rewards program.

No Reward Expiry

Reward miles do not expire while the account remains open and in good standing.

Capital One Credit Keeper

Monitor your credit score and credit profile through Capital One Credit Keeper at no additional cost.

Mobile and Online Account Management

Manage your account, track rewards, view transactions, redeem rewards, and receive account alerts through Capital One's digital banking platforms.

The verdict

What we like

  • No annual fee
  • Flexible travel redemptions
  • Reward miles never expire
  • Comprehensive purchase protection
  • Free authorized users

Worth noting

  • Low rewards earning rate
  • Foreign transaction fee
  • Limited travel insurance coverage
  • No airport lounge access
  • Average redemption value

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